Different Types of Bank of Baroda Credit Card with Features & Eligibility

[nikhilchauhan]

Bank of Baroda (BoB) Financial Services Limited has established itself as a prominent player in the credit card business in India. With a wide range of credit cards covering various needs, BoB Financial has become a popular choice among users. Let's look into the different types of Bank of Baroda credit cards, understand their features, and explore the eligibility criteria.

1. BoB Eterna Credit Card:

• Annual Fee: Rs. 2,499 (waived on spending Rs. 2,50,000 in the previous year).
• Reward Points: 15 points on dining, travel, online shopping, and international transactions.
• Welcome Benefits: 10,000 points on spending Rs. 50,000 in the first 60 days.
• Additional Benefits: Complimentary airport lounge access, low foreign currency markup (2%), and 1% fuel surcharge waiver.
• Eligibility:
• Age: 21 to 65 years.

2. BoB Select Credit Card:

• Annual Fee: Nil.
• Reward Points: 1 point on every Rs. 100 spent, 5x points on dining, online shopping, and utility bill payments.
• Welcome Benefits: Opportunity to earn 1,000 bonus Reward Points monthly.
• Additional Benefits: 24*7 concierge services and conversion of big purchases into EMI.
• Eligibility:
• Age: 18 to 65 years.

3. BoB Premier Credit Card:

• Annual Fee: Nil.
• Reward Points: 2 points on every Rs. 100 spent, 10x points on travel, dining, and international transactions.
• Additional Benefits: Complimentary airport lounge access and zero liability protection for lost/stolen cards.
• Eligibility:
• Age: 18 to 65 years.

4. IRCTC BoB RuPay Credit Card:

• Annual Fee: Rs. 500 (joining fee), Rs. 350 (annual fee).
• Reward Points: Up to 40 points on railway tickets, 4x points on groceries, and 2x points on other spends.
• Welcome Benefits: 1,000 bonus Reward Points.
• Additional Benefits: Complimentary domestic lounge access and fuel surcharge waiver.
• Eligibility:
• Age: 18 to 65 years.

5. BoB Prime Credit Card:

• Annual Fee: Nil.
• Reward Points: 4 points on every Rs. 100 spent.
• Additional Benefits: Zero liability against lost/stolen cards and 1% fuel surcharge waiver.
• Eligibility:
• Age: 18 to 65 years.

6. HPCL BoB ENERGIE Credit Card:

• Annual Fee: Rs. 499.
• Reward Points: Up to 24 points on fuel purchases, 4x points on groceries, and 2x points on other spends.
• Additional Benefits: Complimentary domestic lounge access and 25% discount on movie ticket bookings.
• Eligibility:
• Age: 18 to 65 years.

7. BoB Easy Credit Card:

• Annual Fee: Nil.
• Reward Points: 1 point for every Rs. 100 spent, 5x points on departmental stores, groceries, and movies.
• Additional Benefits: 24*7 concierge services and 1% fuel surcharge waiver.
• Eligibility:
• Age: 18 to 65 years.

8. BoB Swavlamban Credit Card:

• Annual Fee: Nil.
• Reward Points: Up to 15 points.
• Additional Benefits: 1% fuel surcharge waiver and personal accidental death cover.
• Eligibility:
• Age: Varied based on the specific card variant.

9. BoB Varunah Credit Card:

• Annual Fee: Nil for Varunah Card, Rs. 1,499 for Varunah Plus, Rs. 2,499 for Varunah Premium.
• Reward Points: Up to 15 points.
• Additional Benefits: Complimentary Amazon Prime membership and Fitpass Pro membership.
• Eligibility:
• Age: Varied based on the specific card variant.

10. BoB Indian Army Yoddha Credit Card:

• Annual Fee: Nil.
• Reward Points: 2 points on every Rs. 100 spent, 10x points on departmental stores and groceries.
• Additional Benefits: Complimentary access to domestic airport lounges and free Amazon Prime membership.
• Eligibility:
• Exclusively for Indian Army personnel.

 

[anisharya16]

Bob premier has joining and annual fee of 999+GST I guess. Only for limited LTF it's fees are nil

 

[Skylar]

Bob premier has joining and annual fee of 999+GST I guess. Only for limited LTF it's fees are nil

Yes, I just checked BOB Premier fees. it is 1180/-
Now, we can consider these are AI Generated posts with no proof checking.
Even Administrators are using AI, what to do! @ShavirB

 

[Skylar]

BoB Select Credit Card:

• Annual Fee: Nil.
• Reward Points: 1 point on every Rs. 100 spent, 5x points on dining, online shopping, and utility bill payments.
• Welcome Benefits: Opportunity to earn 1,000 bonus Reward Points monthly.
• Additional Benefits: 24*7 concierge services and conversion of big purchases into EMI.
• Eligibility:
• Age: 18 to 65 years.

BOB Select: Joining and Annual fee - 885/-

 

[Skylar]

BoB Swavlamban Credit Card:

• Annual Fee: Nil.
• Reward Points: Up to 15 points.
• Additional Benefits: 1% fuel surcharge waiver and personal accidental death cover.
• Eligibility:
• Age: Varied based on the specific card variant.

First year fee	Spend based waiver	Spend Rs. 2,500 on your card within first 60 days of card setup date for first year fee reversal. Fee reversal will reflect in the 4th bill statement from the card issuance month, provided all due payments are made.
Annual Fee	Spend based waiver	Spend Rs.12,000 on your card in a year for fee waiver