Fibe Axis Bank Credit Card Review

[ShavirB]

Fibe Axis Bank Credit Card:

Benefits:

• Upto 3% cashback on food delivery, travel, and entertainment expenses; useful if these are your main types of expenses.
• A standard 1% cashback on all other spendss
• Upto 15% discount at some restaurants

Features:

• 4 times a year, you can access domestic airport lounges; good for occasional travelers.
• Save a bit on fuel with a 1% waiver on the surcharge for transactions between Rs 400 to Rs 5000

Costs:

• No annual or renewal fees, which is a significant saving.
• The foreign transaction markup is 3.5%, and there’s a 1% charge on international transactions and rent payments.

Opinion:This card is cost-effective for someone who spends regularly on food, travel, and entertainment. The absence of annual fees makes it attractive for long-term use. If your spending pattern matches the cashback categories, this card is a practical choice. However, for those who travel internationally or pay rent via credit card, the additional charges may be significant

 

[17ysaurabh]

I think the only good thing about this is that it's LTF.

Apart from that 3% cashback is not that attractive. Plus 15% discount at restaurants is not good either. We can easily get more discounts than this using Zomato, Swigy or EazyDiner membership.