anuragmukherjee28
Moderator
| Feature | Google Pay | PhonePe |
| Supported platforms | Android, iOS | Android, iOS |
| Supported payment methods | UPI, debit card, credit card, net banking, wallet | UPI, debit card, credit card, net banking, wallet, Paytm |
| Bill payment options | Electricity, gas, water, telephone, DTH, mobile, credit card, insurance | Electricity, gas, water, telephone, DTH, mobile, credit card, insurance, loan EMI |
| Recharge options | Mobile, DTH, data pack | Mobile, DTH, data pack, FASTag |
| Rewards and offers | Cashback, discounts, vouchers | Cashback, discounts, vouchers, gold cashback |
| Security features | Two-factor authentication, data encryption, fraud protection | Two-factor authentication, data encryption, fraud protection |
| Customer support | Available 24/7 through email, chat, and phone | Available 24/7 through email, chat, and phone |
| Market share | 38.60% | 44.40% |
| Monthly active users | 135 million | 175 million |
| Average transaction value | Rs. 200 | Rs. 150 |
| Merchant acceptance | Over 10 million merchants | Over 25 million merchants |
in short both are almost same, whatever you prefer
