Hema Kulkarni
KF Mentor
Hi! Has anyone applied for HDFC Diners Club Black Metal Credit Card? Need a review
Many errors in this.. pls do avoid gpt responses plzz.. wrong info bring sharedHDFC Diners Club Black Metal Credit Card Review
The HDFC Diners Club Black Metal Credit Card is a super-premium credit card that offers a number of exclusive benefits and rewards. It is one of the most expensive credit cards in India, with an annual fee of Rs. 10,000.
Pros:
Cons:
- High reward rate of 5 reward points per Rs. 150 spent on all categories
- 10X reward points on spends of Rs. 4 lakh every calendar quarter
- 2X reward points on weekend dining
- Complimentary annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
- Complimentary Ola cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spends of over Rs. 80,000 every month
- Unlimited complimentary airport lounge access worldwide
- 6 complimentary golf games every quarter at the finest courses in the world
- Global Personal Concierge service
- 24/7 customer support
Who Should Apply for the HDFC Diners Club Black Metal Credit Card?
- High annual fee of Rs. 10,000
- Stringent eligibility criteria (net monthly income of Rs. 1.75 lakh for salaried or Rs. 21 lakh for self-employed)
- Limited acceptance of Diners Club cards
Who Should Avoid the HDFC Diners Club Black Metal Credit Card?
- High-net-worth individuals who spend a lot of money on their credit cards
- Frequent travelers who want to take advantage of the card's unlimited airport lounge access and global personal concierge service
- People who want to earn a high reward rate on all of their spending
- People who are new to credit cards or have a low credit score
- People who do not spend a lot of money on their credit cards
- People who do not travel frequently
- People who do not want to pay a high annual fee
High reward rate of 5 reward points per Rs. 150 spent on all categories- NOT on all categoriesMany errors in this.. pls do avoid gpt responses plzz.. wrong info bring shared
Hihi Sir these people are ready with their Chat GPT for everythingMany errors in this.. pls do avoid gpt responses plzz.. wrong info bring shared