HDFC Diners Club Privilege Credit Card - Detailed Review

[anuragmukherjee28]

Key features and benefits of HDFC Diners Club Privilege Credit Card

• Earn 4X reward points for every Rs. 150 spent on retail transactions.
• Earn 5X reward points on Swiggy and Zomato spends.
• Get up to 8 complimentary domestic & International airport lounge access per year.
• Enjoy international travel insurance coverage of up to Rs. 1 crore.
• Get complimentary annual memberships to Swiggy One and Times Prime.
• Enjoy Buy 1 Get 1 Free offers on movie tickets via BookMyShow.
• 1% fuel surcharge waiver on fuel transactions at all fuel stations subject to a maximum waiver of Rs 500 per statement cycle

Eligibility criteria

	Salaried Employees	Self-Employed Individuals
Age	21 Years to 60 Years	21 Years – 65 Years
Income	Minimum Rs. 70,000 per month	Minimum Rs. 8,40,000 per annum (as per ITR)

Fees and charges

• Joining fee: Rs. 2,500 + GST
• Annual fee: Rs. 2,500 + GST
• Spend Based Waiver - Renewal fee waiver on spending over Rs. 3 lakhs in the previous year.
• Rewards Redemption Fee - Rs 99 per redemption request (plus applicable taxes)
• Foreign Currency Markup - 1.99% of the conversion amount (plus applicable taxes)
• Interest Rates - 3.6% per month (43.2% per annum)
• Cash Advance Charges - 2.5 % of the withdrawal amount subject to a minimum charge of Rs 500
• Add-on Card Fee - Nil

Overall, the HDFC Diners Club Privilege Credit Card is a good option for frequent travelers and those who spend a lot on dining and entertainment.
However, the high fees and limited international airport lounge access may be a deterrent for some.

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[PrashantSaraf]

How is the acceptability of Diner Club Privilege Card?
Is it accepted on IRCTC?

 

[ShavirB]

Yes, it works with IRCTC. You just need to select HDFC Payment Gateway on payments page

 

[PrashantSaraf]

Thank you.