How are you paying credit cards bill to earn some rewards?

PahulGoyal

KF Expert
Well I am paying my bills. As per RBI guidelines any excess paid to card bills needs to be refunded. The excess payment may be due to reversal of purchase or excess credits. You can't stop someone from making payments to cards. Also, if there is no bill does not mean there is no outstanding. In this case, I was trying to pay in advance so that I could make a large purchase which the card did not allow me prepay. So immediately after making purchase, I made multiple payments to get cashback, however had to cancel the purchase hence all the amount paid was taken as refund in my bank account. I have enough payment each month for cards and the 5k amount in Mobikwik is anyway not enough for me..even if used 30 times.
So do we have to ask customer support to do that? Is that free for all banks?
 

@iamsubhayan07

KF Rookie
Any way to earn rewards on credit card bills.
Use SBI Virtual Debit Card For Credit Card Bill Payments, It's Provide 2X(4) Reward Points Per 200 Rupees Spend For Any Ecommerce Transaction Without Any Restriction. Redeem This Reward Points From SBI REWARDZ Application (Recharge, E voucher, Bill Paymens Etc). 1 Reward Points Value Is 0.25 Rupees. For More Details Please Contact SBI REWARDZ Customer Care, They Provide Better Resolutions (1800 209 8500). I Get 19500 Reward Points Last 6 Month From My SBI Virtual Debit Card For Credit Card Bill Payments. The Reward Value Is 19500÷4 = 4875 Rupees. I Redeem This Reward Points And Adjust Credit Card Bill From SBI REWARDZ Application Credit Card Bill Pay Via Reward Points Option.
 

amitvicky

KF Mentor
Did anyone get any cashback paying through SBI Unipay using HDFC platinum debit card??

Looks like HDFC has stopped giving CB on CC bills payment through SBI Unipay.

I made payments early last week and none of them got any CB points yet (1 week)
 
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