I received my first HDFC Swiggy credit card about 20 days ago with a 20k limit, however I need a core credit card from HDFC Bank, but when I apply for one, it displays me this, which is not even affiliated with HDFC. Also, I received two IDFC cards on April 1st, Power+ and Swyp, and now I want their LFT card, but the application shows the same, or in fact, I have an FD 1-year-old card with Federal Bank, but whenever I apply for any Federal Bank credit card, it says, "You are already a Federal Bank customer and cannot process the application further."