How many active credit cards do you have? Flash your portfolio.

[Skylar]

Bhai SBI card ko LTF kaise karaaya???

Bhai ap tho kudh SBI ho apko nehi mila LTF?

 

[17ysaurabh]

Bhai airtel axis card nahi mil raha, kaise milega??? Any tips

Hi @SBI
I have been using the Airtel app to recharge my family's Airtel SIMs for quite some time. One day I got a pre-approved offer for Airtel Axis Credit Card in the app itself.
You may try the same approach.

 

[pksaini145]

Bhai SBI card ko LTF kaise karaaya???

closer ki request dali to unhone free kar diya

 

[SBI]

Bhai ap tho kudh SBI ho apko nehi mila LTF?

Bhai actually 1 card hi LTF hai or mere pass 2 card hai or dusre ki fees 1180 lag rahi hai

 

[aajmera]

1) hdfc regalia first ltf
2) hdfc rupay UPI ltf
3) yes select ltf
4) yes rupay UPI ltf
5) hsbc cashback (999 fees which is waived off on spend of 2lakh)
6) hsbc platinum ltf
7) indusind pinnacle ltf
8) indusind eazydiners ltf
9) federal imperio ltf
10) federal wave ltf
11) standard chartered rewards ltf
12) icici Amazon pay ltf
13) icici coral ltf
14) bob select ltf
15) bob snapdeal ltf
16) one card ltf

My primary card is hsbc cashback for offline, dining, food delivery and grocery
For UPI, I use bob snapdeal
Online jhaa offer ho
Wallet loading k liye indusind pinnacle

 

[_rohitsoni]

Here's mine with fee and usage, hope this helps others.

S. No	Card Name	Fees	Primary Usage
1	HDFC Tata Neu Credit Card	₹590	Grocery - BBnow, UPI
2	RBL Bank Bazaar Credit Card	LTF	3500 reward points, BookMyShow Offer
3	Axis Flipkart Credit Card	₹590	Flipkart Shopping
4	Axis Airtel Credit Card	₹590	25% Airtel Broadband, 10% Electricity & Gas Bill, 10% on Swiggy & Zomato
5	ICICI Amazon Pay Credit Card	LTF	Amazon Shopping + Flight/Train Booking, 2% off on Utility, Recharges
6	Kotak Zen Signature Credit Card	LTF	Offline Spends, Lounge Access
7	Standard Charted Smart Credit Card	₹590	Insurance, Advance Tax, Sometimes 10% off on Blinkit
8	IndusInd Legend Credit Card	LTF	1 Lounge Access
9	IDFC Select Credit Card	LTF	Offline Spends, 2 Lounge Access
10	AU Zenith+ Credit Card	₹1,000	4 BOGO per Qtr, 4 per Qtr Lounge Access, International Payments
11	SBI Cashback Credit Card	₹1,178	Online shopping other than Amazon & Flipkart
12	SBI SimplySave Credit Card	₹590	SBI Offers on Amazon & Flipkart

Total Annual CC Fee: 5,128
Total Annual Cashback: 36,310

 

[zack54]

Hdfc regalia, corporate, rupay
Sbi simplysave, cashback, BPCL
Axis Flipkart, Ace, Kiwi rupay
Icici amazon pay, makemytrip, coral rupay
Kotak urbane, royale
Indusind legend, rupay
Hsbc Platinum
Citi Indian oil, rewards
Standard chartered Easemytrip, smart
Punjab national bank platinum rupay
Yes privilage
Rbl shoprite
Idfc first select
Au Lit
One card
American smart earn
Bank of Baroda
federal Imperio

 

[Hey_5]

hdfc millennia
icici apay, coral rupay

 

[Bharatiya Nagrik]

hdfc millennia
icici apay, coral rupay
au lit
sbi cashback
amex mrcc
hsbc cashback
looking for one axis card in entry level or mid range. can anyone suggest which is good card in axis ?
tia
edit
suggest bob card and federal bank card also

Axis myzone or Neo are currently LTF if you want entry level card.

 

[Prateek.cnb78]

1) HDFC Infinia Metal
2) HDFC TATA NEU LTF
3) HDFC Swiggy
4) Axis Vistara Infinite
5) Axis Magnus
6) Axis Reward
7) Axis Atlas
8) IndusInd Club Vistara Explorer
9) Standard Chartered Ultimate
10) AU Zenith Plus
11) IDFC Club Vistara
12) SBI CashBack
13) SBI Vistara
14) ICICI Amazon Pay LTF
15) ICICI MakeMyTrip LTF
16) ICICI Rubyx LTF
17) ICICI Coral Rupay LTF
18) AmEx SmartEarn
19) PNB Select Rupee
20) Kotak Royale LTF
21) Yes Prosperity LTF
22) HSBC Platinum LTF
23) IDFC Select LTF
24) OneCard LTF
25) Jupiter Edge CSB
+ few more
Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 4 credit cards, yes thats right, they have new 4 card policy. Credit cards are very useful. I have my full control over my spends.

Hats off, sir Ji.

My portfolio:
1) HDFC Dinners Privilege LTF
2) Axis Neo LTF
3) Axis Flipkart
4) AU Zenith LTF
5) IDFC Wealth LTF
6) SBI CashBack
7) SBI SimplyClick
8) Yes Bank Prosperity LTF [Closed]
9) ICICI Bank HPCL

 

[amkumar2k]

It may a lot for me. I sometimes struggle.
I maintain an excel for the expense and their payment each month.

Apart from below, I closed SBI and SC Manhattan card

ICICI:

Platinum ( Rs 99 /perannum)
Amazon Pay

HDFC
Regalia (LTF)
Tata Neu Rupay

Axis:
Flipkart
MyZone

PNB
Rupay Platinum

Kotak
League Rupay
Royal

Amex
Rewards card

Citibank
Rewards card

One card

Indus legend

IDFC Select

 

[Prince]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Select LTF
4) Amex MRCC
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) ICICI Coral Rupay LTF
10) Federal Celesta LTF
11) OneCard LTF

How did you get the HDFC TATA NEU as LTF ?

 

[AJmod]

Mine
IDFC First Select LTF
ICICI shaphiro LTF
HDFC Tata Neu LTF
OneCard LTF
RBL shoprite LTF
indusind platinum credit card LTF
Axis myzone,neo LTF and Filpkart Paid
Kotak urbune gold LTF
pnb platinum LTF
bonb easy LTF
HSBC platinum LTF
SBI smiplyclick LTF

How r u making paid cards free

Plz help me in doing same

I have
Axis Flipkart paid

Axis Neo lft

Sbi simply save paid

Hdfc shopper stop paid

 

[Ramesh181]

How did you get the HDFC TATA NEU as LTF ?

I have been a very long-term customer with HDFC. So I requested them if they can convert this card into a LTF basis my long-term association and goodwill and they did oblige to it. I think many people got it as LTF through this method. You can give it a try too

 

[Neeraj920]

Currently I have following cards;

1. Axis My Zone - LTF
2. Axis Flipkart - Paid
3. SBI BPCL - Paid - (Previously had SBI FBB styleup card and then changed to BPCL. I had requested for LFT but did not get)
4. RBL World Safari - Paid (Upgraded from Platinum Maxima card and applied considering 0 foreign currency mark up fee)
5. HDFC Tata Neu Infinity - Paid
6. HDFC Regalia - LTF
7. ICICI Platinum - LTF
8. ICICI Amazon Pay - LTF
9. ICICI Coral Rupay - LTF
10. Indusind Legend - LTF

I would like have your suggestions with some Mid range cards ( LTF especially) considering the International travel also.

 

[Neeraj920]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Select LTF
4) Amex MRCC
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) ICICI Coral Rupay LTF
10) Federal Celesta LTF
11) OneCard LTF

How did you get Axis Flipkart LTF? Please suggest as I have paid one.

 

[Mani Deep G]

I have the following credit cards:

Amazon Pay ICICI CC (LTF)
SBI Cashback CC (Rs. 999 annual fees)
Airtel Axis CC (Rs. 499 annual fees)
HDFC Millenia CC (Rs. 1000 annual fees)
PNB Platinum Rupay CC (LTF with one usage in every quarter)

What was the application process for PNB card. Do they ask for Salary slips?
Do they verify home or office adress?

 

[dashang]

1) HDFC Infinia Metal
2) HDFC TATA NEU LTF
3) HDFC Swiggy
4) Axis Vistara Infinite
5) Axis Magnus
6) Axis Reward
7) Axis Atlas
8) IndusInd Club Vistara Explorer
9) Standard Chartered Ultimate
10) AU Zenith Plus
11) IDFC Club Vistara
12) SBI CashBack
13) SBI Vistara
14) ICICI Amazon Pay LTF
15) ICICI MakeMyTrip LTF
16) ICICI Rubyx LTF
17) ICICI Coral Rupay LTF
18) AmEx SmartEarn
19) PNB Select Rupee
20) Kotak Royale LTF
21) Yes Prosperity LTF
22) HSBC Platinum LTF
23) IDFC Select LTF
24) OneCard LTF
25) Jupiter Edge CSB
+ few more
Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 4 credit cards, yes thats right, they have new 4 card policy. Credit cards are very useful. I have my full control over my spends.

Can you explain how you free travel ?

 

[17ysaurabh]

What was the application process for PNB card. Do they ask for Salary slips?
Do they verify home or office adress?

Hi @Mani Deep G
I got a pre-approved offer for PNB Rupay Platinum CC. The PNB team contacted me to get this CC and I took it.
I have a savings account in PNB and an average quarterly balance of 50k -1 lakh.

 

[Mani Deep G]

Hi @Mani Deep G
I got a pre-approved offer for PNB Rupay Platinum CC. The PNB team contacted me to get this CC and I took it.
I have a savings account in PNB and an average quarterly balance of 50k -1 lakh.

Ohh.. okay @17ysaurabh