How many active credit cards do you have? Flash your portfolio.

S

sam16

KF Rookie
santoshraut said:
July 2024:

1) HDFC Infinia Metal

2) HDFC BizBlack

3) HDFC TATA Neu LTF

4) Axis Vistara Infinite

5) Axis Magnus

6) Axis Reward & CashBack 2

7) Axis Atlas

8) IndusInd Club Vistara Explorer

9) IndusInd Pinnacle

10) AU Zenith Plus

11) IDFC Club Vistara

12) SBI Air India Signature

13) SBI Vistara

14) ICICI Emeralde Infinite

15) ICICI Saphiro (AmEx & MC) LTF

16) ICICI Amazon Pay LTF

17) ICICI Coral Rupay LTF

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migratd card = 5. Credit cards are very useful. I have my full control over my spends.
Click to expand...
Hey @santoshraut It looks like you've alot of paid cards. Are you able to reach spend threshold on each to waiver the fees for next year ?

What's the average amount each year you dish out on Card fees?

Also last question, how did you get 2 IndusInd cards? I own Legend and they are behind me to upgrade to Pinnacle but I want the Tiger Card and whenever I apply on portal it says you already have IndusInd credit card.

Also, you mentioned you've few more, I'm curious to know which you missed.
 
wcgxlr8

wcgxlr8

KF Mentor
August Update:

Amazon Pay ICICI
Regalia Gold
Swiggy HDFC
Tata Neu Infinity
SC Platinum
IDFC Wealth
Axis Neo
Amex MRCC
Amex Platinum Travel
Amex Platinum charge
SBI Elite
Yes Marquee
OneCard Federal
 
N

Neeraj920

KF Expert
wcgxlr8 said:
August Update:

Amazon Pay ICICI
Regalia Gold
Swiggy HDFC
Tata Neu Infinity
SC Platinum
IDFC Wealth
Axis Neo
Amex MRCC
Amex Platinum Travel
Amex Platinum charge
SBI Elite
Yes Marquee
OneCard Federal
Click to expand...
Hi,
Does Yes bank ask for salary slip during the Marquee card application or can be applied using other bank card?
 
K

kedarjoshi

KF Rookie
Axis Bank Titanium
Axis Bank IndianOil RuPay
Axis Bank Neo LTF
ICICI Bank Sapphiro LTF
ICICI Bank Sapphiro AMEX LTF
ICICI Bank Coral RuPay LTF
ICICI Bank Amazon Pay LTF
HDFC Bank Millennia
HDFC Bank Paytm
HDFC Bank Tata Neu Infinity
IDFC First Bank Power+
IDFC First Bank WOW LTF
Kotak Bank League LTF
Kotak Bank RuPay LTF
IndusInd Bank Signature Legend LTF
IndusInd Bank Platinum RuPay LTF
American Express SmartEarn
Standard Chartered Bank Rewards LTF
 
S

SanthoshSomu

KF Expert
Bantu said:
Mine
1. SBI Simply Save LTF
2. ICICI Amazon Pay LTF
3. HDFC Millennia LTF
4. HDFC Tata Neu Infinity Rupay Paid Rs.1769
5. Axis Neo LTF
6. Axis Airtel Paid Rs.590
7. IDFC Select LTF
8. Kotak League Rupay LTF
Click to expand...
How did you get SBI simple save LTF?
 
V

Vara Prasad

KF Ace
_rohitsoni said:
Here's mine with fee and usage, hope this helps others.
S. NoCard NameFeesPrimary Usage
1HDFC Tata Neu Credit Card₹590Grocery - BBnow, UPI
2RBL Bank Bazaar Credit CardLTF3500 reward points, BookMyShow Offer
3Axis Flipkart Credit Card₹590Flipkart Shopping
4Axis Airtel Credit Card₹59025% Airtel Broadband, 10% Electricity & Gas Bill, 10% on Swiggy & Zomato
5ICICI Amazon Pay Credit CardLTFAmazon Shopping + Flight/Train Booking, 2% off on Utility, Recharges
6Kotak Zen Signature Credit CardLTFOffline Spends, Lounge Access
7Standard Charted Smart Credit Card₹590Insurance, Advance Tax, Sometimes 10% off on Blinkit
8IndusInd Legend Credit CardLTF1 Lounge Access
9IDFC Select Credit CardLTFOffline Spends, 2 Lounge Access
10AU Zenith+ Credit Card₹1,0004 BOGO per Qtr, 4 per Qtr Lounge Access, International Payments
11SBI Cashback Credit Card₹1,178Online shopping other than Amazon & Flipkart
12SBI SimplySave Credit Card₹590SBI Offers on Amazon & Flipkart

Total Annual CC Fee: 5,128
Total Annual Cashback: 36,310
Click to expand...
Hi,

You can pay any insurance bill in Tata Neu app using hdfc tata neu infinity card and get 5% as neu coins.
I have paid my LIC premium thrice and got 5%.

Note: Make the payment using credit card by entering card details and cvv, not via credit card upi.
 
Y

Yahiya

KF Rookie
santoshraut said:
1) HDFC Infinia Metal
2) HDFC TATA NEU LTF
3) HDFC Swiggy
4) Axis Vistara Infinite
5) Axis Magnus
6) Axis Reward
7) Axis Atlas
8) IndusInd Club Vistara Explorer
9) Standard Chartered Ultimate
10) AU Zenith Plus
11) IDFC Club Vistara
12) SBI CashBack
13) SBI Vistara
14) ICICI Amazon Pay LTF
15) ICICI MakeMyTrip LTF
16) ICICI Rubyx LTF
17) ICICI Coral Rupay LTF
18) AmEx SmartEarn
19) PNB Select Rupee
20) Kotak Royale LTF
21) Yes Prosperity LTF
22) HSBC Platinum LTF
23) IDFC Select LTF
24) OneCard LTF
25) Jupiter Edge CSB
+ few more
Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 4 credit cards, yes thats right, they have new 4 card policy. Credit cards are very useful. I have my full control over my spends.
Click to expand...
How much fee do you end up paying every year?
 
K

Kamma Raghuram

KF Ace
Gogineni said:
Mine

IDFC First Millennia LTF
ICICI Amazon Pay, Coral Rupay, Platinum Chip LTF
HDFC Millennia New LTF, Tata Neu Paid
OneCard LTF
RBL Platinum Edge SuperCard LTF
indusind platinum credit card LTF
Axis Ace Paid
Kotak MOjo LTF
Click to expand...
Credit cards I hold:
1)Axis Ace Chargeable
2)Flipkart Axis Ltf
3)Axis My Zone Ltf
4)Hdfc Millennia Ltf
5)Hdfc Tata Neu Infinity ltf
6)Sbi Simply click converted to ltf
7)Amazon Pay ICICI Ltf
8)ICICI Coral Rupay Ltf
9)Hpcl ICICI Ltf
10)Au Lit Ltf
11)IDFC MILLENNIA Ltf
12)Kotat League Platinum Rupay Card Ltf
13)One Card Metal Ltf
14)RBL SHOPRITE Ltf
15)Yes Bank Finbooster Ltf
16)BOB Easy Ltf
17)IndusInd Legend Ltf
18)SCB Platinum Rewards Card Ltf
19)SCB Smart Card Chargeable.
20)Scapia Federal Bank Ltf
21)HSBC Visa Platinum Ltf
22)BOB HPCL Energie Ltf
23)ICICI Rubyx Dual Cards Ltf
 
R

raghavgarg

KF Ace
Gogineni said:
Mine

IDFC First Millennia LTF
ICICI Amazon Pay, Coral Rupay, Platinum Chip LTF
HDFC Millennia New LTF, Tata Neu Paid
OneCard LTF
RBL Platinum Edge SuperCard LTF
indusind platinum credit card LTF
Axis Ace Paid
Kotak MOjo LTF
Click to expand...
How do you get rbl card ltf
 
zacobite

zacobite

KF Mentor
sam16 said:
Hey @santoshraut It looks like you've alot of paid cards. Are you able to reach spend threshold on each to waiver the fees for next year ?

What's the average amount each year you dish out on Card fees?

Also last question, how did you get 2 IndusInd cards? I own Legend and they are behind me to upgrade to Pinnacle but I want the Tiger Card and whenever I apply on portal it says you already have IndusInd credit card.

Also, you mentioned you've few more, I'm curious to know which you missed.
Click to expand...
its more about hw much are the spends to get 3 trips.. excellent collx.. good luck
 
zacobite

zacobite

KF Mentor
santoshraut said:
July 2024:

1) HDFC Infinia Metal

2) HDFC BizBlack

3) HDFC TATA Neu LTF

4) Axis Vistara Infinite

5) Axis Magnus

6) Axis Reward & CashBack 2

7) Axis Atlas

8) IndusInd Club Vistara Explorer

9) IndusInd Pinnacle

10) AU Zenith Plus

11) IDFC Club Vistara

12) SBI Air India Signature

13) SBI Vistara

14) ICICI Emeralde Infinite

15) ICICI Saphiro (AmEx & MC) LTF

16) ICICI Amazon Pay LTF

17) ICICI Coral Rupay LTF

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migratd card = 5. Credit cards are very useful. I have my full control over my spends.
Click to expand...
.. excellent collx.. good luck.. you are a collector..
 
R

raghavgarg

KF Ace
santoshraut said:
July 2024:

1) HDFC Infinia Metal

2) HDFC BizBlack

3) HDFC TATA Neu LTF

4) Axis Vistara Infinite

5) Axis Magnus

6) Axis Reward & CashBack 2

7) Axis Atlas

8) IndusInd Club Vistara Explorer

9) IndusInd Pinnacle

10) AU Zenith Plus

11) IDFC Club Vistara

12) SBI Air India Signature

13) SBI Vistara

14) ICICI Emeralde Infinite

15) ICICI Saphiro (AmEx & MC) LTF

16) ICICI Amazon Pay LTF

17) ICICI Coral Rupay LTF

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migratd card = 5. Credit cards are very useful. I have my full control over my spends.
Click to expand...
How do you get yes prosperity as LTF
 
katbose

katbose

KF Ace
Mine -- katbose --
SimplyCLICK SBI Credit Card (500+gst)
Cashback SBI Card (999+gst)
MoneyBack+ HDFC Bank Credit Card (LTF)
HDFC Rupay HDFC Bank Credit Card (99+gst)
Tata Neu HDFC Bank Credit Card (500+gst)
Kotak League Platinum Credit Card (LTF)
Kotak Myntra Credit Card (500+gst)
Kotak UPI Credit Card (LTF)
IDFC FIRST Millennia Credit Card (LTF)
IDFC FIRST SWYP Credit Card (500+gst)
IDFC First HPCL Power Plus Credit Card (500+gst)
Coral RupayICICI Bank Credit Card (LTF)
MakeMyTrip ICICI Bank Signature Credit Card (2500+gst only joining)
HPCL Super Saver ICICI Bank Credit Card (500+gst)
Mine ICICI Bank Credit Card (149+gst only joining)
Amazon Pay ICICI Bank Credit Card (LTF)
ICICI Rubyx Dual Credit Card (AMEX&MASTER) (LTF)
AU Small Finance Bank LIT Credit Card (LTF)
YES Bank Select Credit Card (500+gst)
YES BANK RuPay Credit Card (LTF)
HSBC Visa Platinum Credit Card (LTF)
Axis MY ZONE Credit Card (LTF)
SBM MAGNET Credit Card (LTF)
OneCard Credit Card (LTF)
Standard Chartered Smart Credit Card (500+gst) 1sy year free
IndusInd Bank Legend Credit Card (LTF)
PNB Patanjali RuPay Credit Card (LTF)
Bank of Baroda Premier Credit (LTF)
 
G

gagan43

KF Expert
IDFC millennia And IDFC First business (Shared limit) LTF
Icici amazon pay LTF
Hdfc select paytm
Hdfc swiggy LTF
One Card LTF
Sbi simply save (500 fee)
RBL paisabazar LTF
Axis Neo LTF
 
zacobite

zacobite

KF Mentor
katbose said:
Mine -- katbose --
SimplyCLICK SBI Credit Card (500+gst)
Cashback SBI Card (999+gst)
MoneyBack+ HDFC Bank Credit Card (LTF)
HDFC Rupay HDFC Bank Credit Card (99+gst)
Tata Neu HDFC Bank Credit Card (500+gst)
Kotak League Platinum Credit Card (LTF)
Kotak Myntra Credit Card (500+gst)
Kotak UPI Credit Card (LTF)
IDFC FIRST Millennia Credit Card (LTF)
IDFC FIRST SWYP Credit Card (500+gst)
IDFC First HPCL Power Plus Credit Card (500+gst)
Coral RupayICICI Bank Credit Card (LTF)
MakeMyTrip ICICI Bank Signature Credit Card (2500+gst only joining)
HPCL Super Saver ICICI Bank Credit Card (500+gst)
Mine ICICI Bank Credit Card (149+gst only joining)
Amazon Pay ICICI Bank Credit Card (LTF)
ICICI Rubyx Dual Credit Card (AMEX&MASTER) (LTF)
AU Small Finance Bank LIT Credit Card (LTF)
YES Bank Select Credit Card (500+gst)
YES BANK RuPay Credit Card (LTF)
HSBC Visa Platinum Credit Card (LTF)
Axis MY ZONE Credit Card (LTF)
SBM MAGNET Credit Card (LTF)
OneCard Credit Card (LTF)
Standard Chartered Smart Credit Card (500+gst) 1sy year free
IndusInd Bank Legend Credit Card (LTF)
PNB Patanjali RuPay Credit Card (LTF)
Bank of Baroda Premier Credit (LTF)
Click to expand...
wow..do you really use / need so many.. would love to understand the use case of so many ccs
 
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