How many active credit cards do you have? Flash your portfolio.

[Ramesh181]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Wealth LTF
4) Amex MRCC (FYF)
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) Amex Platinum Travel card (FYF)
10) One Card LTF
11) IDFC WOW card (LTF - Secured card)
12) Indusind Tiger credit card (LTF)

So in total 12 active cards and 10 closed cards as of now. Pls suggest, which are the useless cards you think I can close further.

 

[TusharJain823]

mine are

Amazon Pay ICICI LTF
AIRTEL AXIS 499+90
SWIGGY HDFC
ONECARD LTF

 

[marshal]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Wealth LTF
4) Amex MRCC (FYF)
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) Amex Platinum Travel card (FYF)
10) One Card LTF
11) IDFC WOW card (LTF - Secured card)
12) Indusind Tiger credit card (LTF)

So in total 12 active cards and 10 closed cards as of now. Pls suggest, which are the useless cards you think I can close further.

How you get Flipkart axis as LTF?

 

[harsh_ujjwal]

How you get Flipkart axis as LTF?

Earlier Axis used to issue this card LTF.

 

[Ramesh181]

How you get Flipkart axis as LTF?

Through an offer earlier, I guess more than 2 or 3 yrs now.

 

[Aaaa]

Icici saphiro ltf
Airtel axis. 500
Tata neu plus ltf
Swiggy ltf
Moneyback plus 500
Sbi bpcl 1499
Rbl savemax ltf
Pnb platinum ltf

 

[Aaaa]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Wealth LTF
4) Amex MRCC (FYF)
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) Amex Platinum Travel card (FYF)
10) One Card LTF
11) IDFC WOW card (LTF - Secured card)
12) Indusind Tiger credit card (LTF)

So in total 12 active cards and 10 closed cards as of now. Pls suggest, which are the useless cards you think I can close further.

IDFC WOW


And how didi you get infinia that too LTF ?

 

[AshwiniS]

December 2024 : (Before 2025)

1) Axis Magnus Burgundy Metal

2) American Express Platinum Charge Card

3) HDFC Infinia Metal Card

4) HDFC BizBlack

5) HDFC TATA Neu (LTF)

6) American Express Gold Charge Card

7) Axis Atlas Card

8) ICICI Emeralde Infinite

9) IndusInd Bank AVIOS Card

10) AU Zenith Plus Metal

11) IndusInd Pioneer Heritage Metal Card

12) SBI Air India Signature

13) SBI Vistara

14) IDFC Club Vistara

15) ICICI Saphiro (AmEx & MC) LTF

16) Axis Vistara Infinite

17) RBL IndianOil XTRA Credit Card

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire (LTF)

27) Axis My Zone (LTF)

28) Axis Rewards Credit Card (LTF)

29) Kotak Indian Oil

30) ICICI Coral Rupay LTF

31) ICICI Amazon Pay LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migrated card = 5. Credit cards are very useful. I have my full control over my spends...

I will be very interested to know your spend strategy..

 

[zacobite]

1) HDFC Infinia LTF
2) HDFC TATA NEU Infinity Rupay LTF
3) IDFC First Wealth LTF
4) Amex MRCC (FYF)
5) Axis Flipkart LTF
6) Axis IOC Rupay LTF
7) ICICI Amazon Pay LTF
8) ICICI Platinum LTF
9) Amex Platinum Travel card (FYF)
10) One Card LTF
11) IDFC WOW card (LTF - Secured card)
12) Indusind Tiger credit card (LTF)

So in total 12 active cards and 10 closed cards as of now. Pls suggest, which are the useless cards you think I can close further.

8,11(lowest forex chgs) ,12 possibly 10

 

[kushaal]

HDFC Swiggy Credit Card
Airtel Axis Credit Card
RBL Bajaj SuperCard

i am confused whether i should close RBL card or should i continue because it is my first card and is 2.5 years old. Rest cards i got in 2025 only. I don't use it much. What are your suggestions on it.
Rate my cards portfolio

 

[hitirfan]

HDFC Swiggy Credit Card
Airtel Axis Credit Card
RBL Bajaj SuperCard

i am confused whether i should close RBL card or should i continue because it is my first card and is 2.5 years old. Rest cards i got in 2025 only. I don't use it much. What are your suggestions on it.
Rate my cards portfolio

If it is not useful then close it. Keep a Rupay card, if u don't have one already.

 

[launchcraft]

HDFC Swiggy Credit Card
Airtel Axis Credit Card
RBL Bajaj SuperCard

i am confused whether i should close RBL card or should i continue because it is my first card and is 2.5 years old. Rest cards i got in 2025 only. I don't use it much. What are your suggestions on it.
Rate my cards portfolio

you can close it after 6 months or so...because if you close it now your credit history will be impacted.
So better to let it be for sometime until your credit history of HDFC and Axis card becomes old.
I personally doesn't prefer RBL cards, HDFC Swiggy is a good card for cashbacks, if you don't have Amazon ICICI or Flipkart Axis card.
Airtel Axis is also a very good card for Airtel users.
You can go for ICICI Coral Rupay or IDFC Power Plus if you are looking for fuel and cashback card.

 

[Rajaneesh M]

I have the following cards

 

[Rajaneesh M]

HDFC Swiggy Credit Card
Airte
i am confused whether i should close RBL card or should i continue because it is my first card and is 2.5 years old. Rest cards i got in 2025 only. I don't use it much. What are your suggestions on it.
Rate my cards portfolio

Never close the old card
It affects your credit history and cibil score