How many active credit cards do you have? Flash your portfolio.

[anisharya16]

you look like life time free

Yes, my spends are not that much to pay annual fee. Hence I go for LTF cards which will be best for me.

 

[krishna1718]

Yes, my spends are not that much to pay annual fee. Hence I go for LTF cards which will be best for me.

you have some useless cards better you close some not using cards stick with 1 card from 1 bank the more cards you have more trouble you will fall with useless cards and manage properly try to get all bill date to same day for better access

 

[anisharya16]

you have some useless cards better you close some not using cards stick with 1 card from 1 bank the more cards you have more trouble you will fall with useless cards and manage properly try to get all bill date to same day for better access

I feel it. But now I am able to manage it. What cards are you suggesting to close it?

 

[krishna1718]

I feel it. But now I am able to manage it. What cards are you suggesting to close it?

HDFC Rupay UPI LTF its useless since you have hdfc millenia
ICICI Coral Rupay LTF its useless since you have icici coral visa same features if 10% instant is not available in rupay you can close if available close visa instead of rupay
Federal Wave Rupay LTF since you have federal celesta
stick with 1 good visa 1 good mastercard and 1 good rupay
BOB Premier LTF if it is rupay then good and i dont think other rupay cards in your list are that much useful

 

[hitirfan]

1. HDFC IOCL Paid.
2. HDFC Swiggy LTF
3. JK Bank Platinum LTF
4. BOB Easy LTF
5. BOB Energia LTF
6. Axis Neo LTF
7. Axis Airtel Paid
8. Super Card Flipkart (Secured)

 

[anisharya16]

HDFC Rupay UPI LTF its useless since you have hdfc millenia
ICICI Coral Rupay LTF its useless since you have icici coral visa same features if 10% instant is not available in rupay you can close if available close visa instead of rupay
Federal Wave Rupay LTF since you have federal celesta
stick with 1 good visa 1 good mastercard and 1 good rupay
BOB Premier LTF if it is rupay then good and i dont think other rupay cards in your list are that much useful

HDFC Rupay, i actually thought 3x rp was good until I realised the value of 1rp. I actually thought about it weeks later. I hardly use it. Maybe in future I'll close it.
Federal Wave also I don't use it, but I just got it months ago, so am not closing it.

My main rupay card on UPI is Bob premier and 2nd option is coral rupay. However I have got theses cards in this year, so I will keep them and remove them in future use.

 

[AVN]

Card name / Annual Fees / Min spend to waive fees
SBI Prime / 2999 / 3lkhs
SBI BPCL / 499 / 50k
HSBC Live+ / 999 / 2lkhs
HSBC Platinum / LTF / LTF
IDFC First Wealth / LTF / LTF
IDFC WOW / LTF / LTF(Secured card)
Axis rewards / 1000 / 30k
HDFC Swiggy / LTF / LTF
AMEX MRCC / 4500 / 1.5lkhs

 

[noobmaster]

Just starting now I only have
Supermoney Utkarsh small finance Bank cc ltf

 

[Bhuvanchandra M]

HDFC MoneyBack and Airtel Axis

 

[infotojatinder]

HDFC DINERS CLUB BLACK 9L/LTF
ICICI RUBYX 6L/LTF
ICICI CORAL 6L/LTF
AXIS MY ZONE 2.25L/LTF
FEDERAL BANK SCAPIA 1.32L/LTF
INDUSLND LEGEND 1L/LTF
RBL INDIAN OIL XTRA 0.5L/1500

 

[RitamModak]

Axis Airtel (500+GST)
Axis Neo LTF
Axis Flipkart (500+GST)
IDFC FIRST MILLENIA LTF
ONE CARD LTF
AXIS ace (500+GST) (on my Fathers name but managed by me)

 

[itschandu]

My Active Credit Cards

AU BANK LIT card - Lifetime Free
AXIS Reward Credit Card - Rs. 1180
AXIS NEO Credit Card - Lifetime Free
AXIS FLipkart Credit Card - Rs. 500
AXIS MY ZONE Credit Card - Lifetime Free
BOB Easy Credit Card - Lifetime Free
BOB HPCL Credit Card - Lifetime Free
HDFC Millennia Credit Card - Rs. 1180
HSBC Platinum Credit Card - Lifetime Free
ICICI Platinum Chip Credit Card - Lifetime Free
ICICI Amazon Pay Credit Card - Lifetime Free
ICICI Coral Rupay Credit Card - Lifetime Free
IDFC FIRST Select Credit Card - Lifetime Free
INDUSIND Pinnacle credit card - Lifetime Free
ONECARD Credit Card - Lifetime Free
SBI SimplyClick Credit Card - Lifetime Free
SBI IRCTC Platinum Credit Card - Rs. 352.82
SC Platinum Rewards Credit card - Lifetime Free
TATA NEU Credit Card - Lifetime Free
YES BANK Reward Credit Card - Lifetime Free