anisharya16
KF Ace
Yes, my spends are not that much to pay annual fee. Hence I go for LTF cards which will be best for me.you look like life time free
Yes, my spends are not that much to pay annual fee. Hence I go for LTF cards which will be best for me.you look like life time free
you have some useless cards better you close some not using cards stick with 1 card from 1 bank the more cards you have more trouble you will fall with useless cards and manage properly try to get all bill date to same day for better accessYes, my spends are not that much to pay annual fee. Hence I go for LTF cards which will be best for me.
I feel it. But now I am able to manage it. What cards are you suggesting to close it?you have some useless cards better you close some not using cards stick with 1 card from 1 bank the more cards you have more trouble you will fall with useless cards and manage properly try to get all bill date to same day for better access
HDFC Rupay UPI LTF its useless since you have hdfc milleniaI feel it. But now I am able to manage it. What cards are you suggesting to close it?
HDFC Rupay, i actually thought 3x rp was good until I realised the value of 1rp. I actually thought about it weeks later. I hardly use it. Maybe in future I'll close it.HDFC Rupay UPI LTF its useless since you have hdfc millenia
ICICI Coral Rupay LTF its useless since you have icici coral visa same features if 10% instant is not available in rupay you can close if available close visa instead of rupay
Federal Wave Rupay LTF since you have federal celesta
stick with 1 good visa 1 good mastercard and 1 good rupay
BOB Premier LTF if it is rupay then good and i dont think other rupay cards in your list are that much useful
Credit cards I hold:Mine
IDFC First Millennia LTF
ICICI Amazon Pay, Coral Rupay, Platinum Chip LTF
HDFC Millennia New LTF, Tata Neu Paid
OneCard LTF
RBL Platinum Edge SuperCard LTF
indusind platinum credit card LTF
Axis Ace Paid
Kotak MOjo LTF
How You Get SBI Simply Click LTF?Mine
IDFC First Select LTF
ICICI shaphiro LTF
HDFC Tata Neu LTF
OneCard LTF
RBL shoprite LTF
indusind platinum credit card LTF
Axis myzone,neo LTF and Filpkart Paid
Kotak urbune gold LTF
pnb platinum LTF
bonb easy LTF
HSBC platinum LTF
SBI smiplyclick LTF
SBI cashback or HDFC Millenia choose 1 if its sbi cashback close sbi simply click ,Hdfc millenia, swiggy hdfc if millenia close sbi cashback, swiggy. IDFC or SC titanium choose 1 go with sc, sc smart close rest cards , close axis horizon if you dont use my suggestion amazon, sbi cashback, tata neu infinity plus, sc titanium,sc smart enoughHey Folks,
I have quite a few Credit Cards,
Icici Amazon Pay LTF(Amazon)
Sbi Cashback FYF(All Online)
Sbi SimplyClick paid(Sale)
Hdfc Millennia FYF (Apay/uber/irctc)
Hdfc Swiggy FYF (swiggy/instamart/dineout)
Hdfc TataNeu Infinity FYF
Axis Horizon paid(Travel)
Axis Ace(Utility)
Idfc Hpcl Powerplus paid(Fuel)
Scb Smart paid(Gov tax/ Insurance)
Scb Manhattan paid(Grocery)
Scb SuperValue Titanium paid(fuel/utility-not used much)
Scb EMT paid(Travel-not used much)
Most of these cards are cashback cards except axis horizon.
I would like suggestions from the cc enthusiasts here, to understand which CCs to Leave, Get or Keep.
TIA.