Priyankjn51
KF Ace
I do have more than 20+ credit cards from almost every major bank
How many active credit cards do you have? Flash your portfolio.
- Thread starter Gogineni
- Start date
hitirfan
KF Mentor
Details, which one is paid which one is ltf
Mahindra007
KF Rookie
Standard Chartered Super Value Titanium Credit Card LTF (Fuel and Utility at 5% cashback)
SBI BPCL Octane card (annual fee ₹1499 + GST / waived off on spends of ₹2,00,000)
ICICI Amazon Pay LTF
IDFC First Select LTF
Axis Airtel Card (Annual fee ₹500 + GST)
Axis Neo LTF
Axis Flipkart LTF
HSBC Platinum Card LTF
IndusInd EazyDiner Signatre (Annual fee ₹1999 + GST)
One Card (powered by BOB Cards) LTF
Kotak IOCL Card LTF (RUPAY)
TATA Neu Infinity Card LTF
Most of the cards are LTF and I pay fees only for Axis Airtel card however the cashback in around 10 times more than the fees. The other one is IndusInd EazyDiner Signature card where I pay fees however I save around the fees amount within a month plus monthly ₹400 on bookmyshow is bonus.
SBI BPCL Octane is used everywhere else as it accumlates 2.5% cashback on all grocery and dining spends which I convert to refuel car every second month for around ₹2000 with net spend beyong ₹200000, the annual fee is waived off every year.
SBI BPCL Octane card (annual fee ₹1499 + GST / waived off on spends of ₹2,00,000)
ICICI Amazon Pay LTF
IDFC First Select LTF
Axis Airtel Card (Annual fee ₹500 + GST)
Axis Neo LTF
Axis Flipkart LTF
HSBC Platinum Card LTF
IndusInd EazyDiner Signatre (Annual fee ₹1999 + GST)
One Card (powered by BOB Cards) LTF
Kotak IOCL Card LTF (RUPAY)
TATA Neu Infinity Card LTF
Most of the cards are LTF and I pay fees only for Axis Airtel card however the cashback in around 10 times more than the fees. The other one is IndusInd EazyDiner Signature card where I pay fees however I save around the fees amount within a month plus monthly ₹400 on bookmyshow is bonus.
SBI BPCL Octane is used everywhere else as it accumlates 2.5% cashback on all grocery and dining spends which I convert to refuel car every second month for around ₹2000 with net spend beyong ₹200000, the annual fee is waived off every year.
Ravi12051993
KF Rookie
ICICI Amazon pay LTF
ICICI platinum LTF
ICICI coral rupay LTF
ICICI MMT LTF
KOTAK zen signature LTF
Kotak indian oil rupay 499+ gst
IDFC Select LTF
IDFC power plus 500 +gst
Yes bank rupay CC LTF
RBL paisabazar cc LTF
Sbi simply save (on the way )
ICICI platinum LTF
ICICI coral rupay LTF
ICICI MMT LTF
KOTAK zen signature LTF
Kotak indian oil rupay 499+ gst
IDFC Select LTF
IDFC power plus 500 +gst
Yes bank rupay CC LTF
RBL paisabazar cc LTF
Sbi simply save (on the way )
hitirfan
KF Mentor
SBI Octane fee is 1500+GST, u may have just SBI BPCL CC
knagar0078
KF Ace
Mine are the following:
Federal Bank Imperio (1 month) LFT
HDFC Bank BizGrow (5 months) ₹500+GST
RBL Bank BankBazaar SaveMax (1 month) LFT
RBL Bank Paisabazaar Duet (1 month) LFT
Want to apply in future:
Axis Bank Airtel Co-Branded
ICICI Amazon
IndusInd Tiger
Amex Gold
Actually I was not knowing that I shouldn't apply for one than 1 Credit Card in a quarter and when my application got rejected from one bank, I applied from other this caused an inquiry build-up of 2-3 inquiry per month.
Hoping to have multiple paid and LFT Cards I have put more than 30 inquiry in last 6 months continuously.
Now as I know that the cooling period of 6 months apply to all the banks, I won't reapply before six months.
But could anyone guid me with the best card for Bill payments, a bit of online groceries, etc.
I am a self employed proprietor with ITR of 6.5+ p.a having 2 commercial loans( not an issue).
Now, after 1 year of continuous learning I have a very good Credit Score despite multiple inquiries and never missed a payment.
Also, please tell me if I want the Amex after 5-6 months so will it be approved.
Federal Bank Imperio (1 month) LFT
HDFC Bank BizGrow (5 months) ₹500+GST
RBL Bank BankBazaar SaveMax (1 month) LFT
RBL Bank Paisabazaar Duet (1 month) LFT
Want to apply in future:
Axis Bank Airtel Co-Branded
ICICI Amazon
IndusInd Tiger
Amex Gold
Actually I was not knowing that I shouldn't apply for one than 1 Credit Card in a quarter and when my application got rejected from one bank, I applied from other this caused an inquiry build-up of 2-3 inquiry per month.
Hoping to have multiple paid and LFT Cards I have put more than 30 inquiry in last 6 months continuously.
Now as I know that the cooling period of 6 months apply to all the banks, I won't reapply before six months.
But could anyone guid me with the best card for Bill payments, a bit of online groceries, etc.
I am a self employed proprietor with ITR of 6.5+ p.a having 2 commercial loans( not an issue).
Now, after 1 year of continuous learning I have a very good Credit Score despite multiple inquiries and never missed a payment.
Also, please tell me if I want the Amex after 5-6 months so will it be approved.
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hitirfan
KF Mentor
U can get any Rupay Card from ICICI LTF. There is Kiwi, Jupiter and many moreSbi simply Save rupay (499+gst) got on nov 2024
Sbi bpcl octane rupay (1499+gst) march 2025
Axis neo rupay (LTF) april 2025
I'm hopping to take more life time free rupay cc
Any suggestions guys
I got rejected when i installed kiwi and wasn't even able to use upi feature. So i deleted and now when i installed it again it says i need to wait for 3 months.
If i take the icici LTF will i have any trouble taking another card from icici. As i heard some banks won't like to take more card for single person
Is jupiter an fd based cc or not.
Which has more %cashback in LTF category
No, ICICI keeps offering additional cards while the limits of all cards will be shared. I have multiple cards of ICICI
hitirfan
KF Mentor
1. If you get one Card from ICICI Bank, you will easily get their other cards especially Amazon Pay ICICI Credit Card and other sometimes paid sometimes LTF.
2. Jupiter offers unsecured card probably with CSB or something like that.
3. Kiwi is considered good UPI Card.
4. Check if you have offer of Super Pro Credit Card in Super Money UPI app. It has good cashback rate for UPI.
4 Well i see supercard option on my supermoney app. But i heard its an fd backed card.
I don't want an fd backed cc
harshpathak2579
KF Rookie
pritamonline
KF Rookie
- HSBC Platinum
- Amex MRCC
- IndusInd Legend
- SBI Card Simply Save
- Standard Chartered Titanium
- ICICI Coral
- ICICI Amazon
- IndusInd RuPay
- YesBank Reserv
- YesBank RuPay
- HDFC Shoppers Stop
- HDFC Swiggy
- HDFC Tata Neu Infinity Visa
- IDFC Wealth
- IDFC RuPay
- PNB RuPay Platinum
- Federal Bank Celesta
- OneCard
- Axis Flipkart
- Axis MyZone
- Axis RuPay
hitirfan
KF Mentor
They have two Cards. One is Super Money Super another is Pro
Amex Plat Travel
SBI Cashback (usually it gets free)
HDFC Regalia Gold FYF
ICICI Saphiro LTF
HDFC Tata Neu Plus
IDFC Power+
Have a question. My last year's Taj voucher from Amex Plat Travel is getting expired. How can I extend it? Bank has declined to officially extend the voucher date.
SBI Cashback (usually it gets free)
HDFC Regalia Gold FYF
ICICI Saphiro LTF
HDFC Tata Neu Plus
IDFC Power+
Have a question. My last year's Taj voucher from Amex Plat Travel is getting expired. How can I extend it? Bank has declined to officially extend the voucher date.
ritikpatel
KF Rookie
Here’s a list of My credit cards:
- Amazon Pay ICICI Credit Card
- ICICI Coral Rupay Credit Card
- BOB One Card
- Paisabazaar Duet RBL Credit Card
- Kotak Dream Different Credit Card
- IDFC FIRST Power Plus Credit Card
- SBI Pulse Credit Card
- ICICI Sapphiro Credit Card
krishna1718
KF Mentor
SBI CashBack Visa - 1180
Airtel Axis Mastercard - 590
IDFC First Earn Rupay - 590
All are Paid but Worth
Airtel Axis Mastercard - 590
IDFC First Earn Rupay - 590
All are Paid but Worth
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vakasahmad08
KF Rookie
HDFC Freedom Rupay CC (499+GST)
SBI Cashback CC (999+GST)
Axis Airtel CC (500+GST)
SBI Cashback CC (999+GST)
Axis Airtel CC (500+GST)
