How to get more cashback paying credit card bill

[Gohel Gautam]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

 

[hitirfan]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

Two parts where? Some Debit Cards give rewards for paying Credit Card bills through some specific apps

 

[puneethkumarv]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

I have been using CRED app to pay my CC bils, I also use the same app to pay through UPI scanner since I'm using a Rupay CC so I don't this, I get around 20-30/- for a month accumulated Cashback this isn't much but yeah this is how much u can expect sometimes 50/

 

[MD ABDULLAH]

Hey bro,

No real “trick” gives extra cashback just by splitting bill payments — unless a specific app/promo says so. Yeh jo 2-part payment wala jugad hai, uska mostly psychological ya cash flow angle hota hai, cashback se zyada nahi.

But agar tu cashback maximize karna chahta hai, toh yeh kaam ke hacks hain:

Use credit card payment apps like:

• CRED – Sometimes gives cashback via "burn" or scratch cards
• Paytm / Mobikwik / Freecharge – They run offers like “Pay CC bill & get ₹50–₹100 cashback” (check promo section)

Timing matters – If you split payment under 2 different offers (like CRED today, Paytm next week), you might get double benefits, but only when offers are live.

BillPay via UPI – Some apps like Amazon Pay give small cashback randomly for credit card bill payments via UPI.

But doing 2-part payments without offer = no cashback, just double effort.

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TL;DR: No magic in 2-part payment. Use genuine promo offers + smart apps. Cashback milega, but chhota-mota hi — paisa bachana hai toh spending habits pe kaam karna best hai.