How to get more cashback paying credit card bill

[Gohel Gautam]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

 

[hitirfan]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

Two parts where? Some Debit Cards give rewards for paying Credit Card bills through some specific apps

 

[puneethkumarv]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

I have been using CRED app to pay my CC bils, I also use the same app to pay through UPI scanner since I'm using a Rupay CC so I don't this, I get around 20-30/- for a month accumulated Cashback this isn't much but yeah this is how much u can expect sometimes 50/

 

[MD ABDULLAH]

Hey bro,

No real “trick” gives extra cashback just by splitting bill payments — unless a specific app/promo says so. Yeh jo 2-part payment wala jugad hai, uska mostly psychological ya cash flow angle hota hai, cashback se zyada nahi.

But agar tu cashback maximize karna chahta hai, toh yeh kaam ke hacks hain:

Use credit card payment apps like:

• CRED – Sometimes gives cashback via "burn" or scratch cards
• Paytm / Mobikwik / Freecharge – They run offers like “Pay CC bill & get ₹50–₹100 cashback” (check promo section)

Timing matters – If you split payment under 2 different offers (like CRED today, Paytm next week), you might get double benefits, but only when offers are live.

BillPay via UPI – Some apps like Amazon Pay give small cashback randomly for credit card bill payments via UPI.

But doing 2-part payments without offer = no cashback, just double effort.

---

TL;DR: No magic in 2-part payment. Use genuine promo offers + smart apps. Cashback milega, but chhota-mota hi — paisa bachana hai toh spending habits pe kaam karna best hai.

 

[abhimarda]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

If you have existing HDFC Platinum card then on auto payment (standing instruction) you get 1% cashback on your bill payment. If you don't have this account don't open now as the new card being offered does not have this feature. Or you may use appropriate debit cards like IndusInd Indie or IDFC Firstap debit card. Depending on your credit card bill amount you can get upto 3% cashback.

 

[Shivam Balwada]

Hello all,

Is there any trick to get more cashback paying credit card bill.

( Some one suggest me on social media. Pay your credit card bill in two part. I don't know this trick work or not?)

Okay listen to me now buddy.....
1. Use mobikwik to pay bill - it gives cashback everytime time but there's some minimum bill amount you have to pay.
Use SBI rupay debit Card for the payment on above, that will also fetch rewards points in SBI rewards.

2. If you have SBI Cashback Card which gives 5% cashback on using it online. Then use HITCH ZONE application to pay your credit card bill via SBI Cashback Card and ensure at payment page you are getting " kottakota payments"(something like this , be careful if "hitchzone payments or something other came ") then only you will get 5% cashback. It will charge ~1.5% card charges.
And look this is new application and so use at your own risk, but I've already paid 1lac using this.