If I buy any product by emi , that full amount will on cibil in utilitized?

[Poco]

Example my credit limit 100000
I buy phone 15000 on no cost of emi
Mean 15% I used

On cibil that 15% utilised will be showing

 

[raj..]

Example my credit limit 100000
I buy phone 15000 on no cost of emi
Mean 15% I used

On cibil that 15% utilised will be showing

Yes