himanshubansal93
KF Ace
Hi,
I currently hold the ICICI Coral VISA card, which I received as part of my salary account, and it is offered as Lifetime Free (LTF).
I have received an offer to upgrade to the ICICI Sapphire card, which is an upgrade from the Coral card. The offer includes the option to choose between the Visa, MasterCard (with an additional Amex card), and Rupay variants, all of which are also Lifetime Free (LTF). Additionally, these cards offer benefits such as free lounge access and BOGO movie offers.
Could you kindly advise whether this upgrade would be beneficial? If so, which variant would you recommend? ALso, does it impact the CIBIT score (upgrading to a higher variant, as the ICICI Coral is my oldest credit card).
Thank you for your guidance.
I currently hold the ICICI Coral VISA card, which I received as part of my salary account, and it is offered as Lifetime Free (LTF).
I have received an offer to upgrade to the ICICI Sapphire card, which is an upgrade from the Coral card. The offer includes the option to choose between the Visa, MasterCard (with an additional Amex card), and Rupay variants, all of which are also Lifetime Free (LTF). Additionally, these cards offer benefits such as free lounge access and BOGO movie offers.
Could you kindly advise whether this upgrade would be beneficial? If so, which variant would you recommend? ALso, does it impact the CIBIT score (upgrading to a higher variant, as the ICICI Coral is my oldest credit card).
Thank you for your guidance.