Insurance payment through hdfc credit card

goel7794

KF Rookie
How can I pay insurance payment without paying additional convinience charges? Any hack? I tried doing through insurance Company’s website but they are charging convenience fees.
 

abhimarda

KF Mentor
Buy Amazon gift card (not shopping card) using HDFC from hdfc Smartbuy portal if it works out beneficial to you else use Tata Neu App. Use the gift card to load Amazon Pay balance. As I see Star Health is listed in Amazon as one of the insurer. If you pay entire premium using Amazon Pay there should be no charges. However, first check in Amazon if it is showing any charges on UPI option for Star Health. If not, then there should not be any charges for APay either ideally.

If you have Amazon ICICI card the use that directly on amazon to get 2% cashback.

Edit: Max payment of Rs.1 lakh premium can be done this way in one transaction.
 
Last edited:

marshal

KF Ace
You can pay upto 50000 rs for insurance payment without any charges on tata neu application using HDFC card or any other card.
 
Paying insurance premiums through an HDFC credit card is simple and convenient. Most insurers allow credit card payments for health, life, motor, and travel policies. You can pay through the insurer’s website, mobile app, or platforms like HDFC SmartPay, which enables automatic debits so you never miss a renewal. Many HDFC cards also offer reward points, cashback, or EMI options on insurance payments, making the process more flexible and budget-friendly.
 

abhimarda

KF Mentor
Paying insurance premiums through an HDFC credit card is simple and convenient. Most insurers allow credit card payments for health, life, motor, and travel policies. You can pay through the insurer’s website, mobile app, or platforms like HDFC SmartPay, which enables automatic debits so you never miss a renewal. Many HDFC cards also offer reward points, cashback, or EMI options on insurance payments, making the process more flexible and budget-friendly.
Looks like you did not read the issue. The issue is on the insured's website now there are convenience charges on Credit Card. Acceptance was never a problem, the extra charges were. Most of the cards don't given any reward points or lower reward points for insurance payments. Anyway the issue was raised many months back and the solution which was working at that time was given which may not be appropriate now
 
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