arjungoyal12
KF Mentor
I wanted to open a new bank account in a good bank with great facilities. Is it a good idea to go with HDFC Bank?
Is HDFC a good bank to open an account with?
- Thread starter arjungoyal12
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finance.geek
KF Expert
It's a good bank with great features but opening a bank account is lifelong decision
One mistake can waste couple of days
if you want current Account then Prefer Kotak Bank
and if wants Saving then choose from Axis or HDFC with your comfortability of Branch Address Which is nearer to your address.
One mistake can waste couple of days
if you want current Account then Prefer Kotak Bank
and if wants Saving then choose from Axis or HDFC with your comfortability of Branch Address Which is nearer to your address.
Great Insights!
VipulSaraf
KF Rookie
Yes it is a good bank with almost every facility a person needs.
Manoj Kohli
KF Expert
Hi, i've worked for 5 years with a PSU Bank and hence can share some insider tips. Short answer is it depends on your needs - if you're looking for a generic bank account which fulfills most of your needs then I would say HDFC is a decent Bank. However if you're looking for some new age Bank with good net banking, App then HDFC falls really behind. I find these new age banks - IDFC, Kotak, doing a much better job at this.
HDFC also won't be able to give you that customer experience because most of their staff is leaving every other day. But again, this is my opinion
Hema Kulkarni
KF Mentor
I had very bad experience with HDFC branch banking. Decided to change my Bank to ICICI - till now happy with their service
Yash Pathak
KF Rookie
Yep! Amazing service, my previous account was in PNB. HDFC is a thousand times better than them
ambarish.mondal
KF Rookie
Suggesting a bank without knowing your requirement is like giving paracetamol for every diseases. So please explain what you are expecting from this bank account?
anuragmukherjee28
Moderator
I feel that all the banks are more and less same, PSU and government banks customer service and tech is a little bit laggy ,but the charges are very less , where as in private banks , the customer service and tech support is good ,but the charges are very high, this is what I feel
Whichever bank branch is close to you, just go and open your account,more or less all are same
Yes You can go for it but take looks which Bank is near to your office/home I have HDFC Bank account but there very serious issues at branch service level They never trained there new staff for work I loose my three tenders Gov. Because of Bank Solvency. I ICICI is really fast for coustomer services I newly shifted in.
anuragmukherjee28
Moderator
Yeah I feel the same , we should look at a particular branch and accordingly to their attitude and customer service, we should decide,very rightly pointed out
Hema Kulkarni
KF Mentor
I feel that is because their employees are getting churned. I see new faces in my Home Branch everytime I go there
tusharghai40
KF Rookie
Highly depends on what services you want to use.
Do you want a zero balance account, Normal Savings Account or Premium Account?
I had a very swift process while opening an HDFC account in my city, the executive visited my house and gave the kit on the day itself and opened an account without any hassle.
Although I feel the the HDFC app user interface could be a lot better, Kotak's and ICICI's are better.
Sayantan
KF Ace
Thank You!
There are further good options also. Please explore other Bank options which offer better services, ease of mobile banking app, better rates on deposits/FD, personalized banking services through employees, door step banking services etc.
Please check with with small finance Bank options also.
HDFC as well as all these small finance banks are scheduled
Please check with with small finance Bank options also.
HDFC as well as all these small finance banks are scheduled
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