ITR against Credit Card

[amartyabhunia001]

I am filed 2 Lakh 40 Thousand Rs ITR
PLEASE Tell me which credit card application for approval rate high ??
Unsecured card only ??
I am also holding that credit cards
1. Icici amazon,coral
2. Idfc power milenia
3. Sbi simply
4. Indus tiger
5. Roar bank
6. Slice

 

[nikhilchauhan]

With a 2.4L ITR, most banks will still consider you for entry-level to mid-range unsecured cards, especially since you already hold a few cards.

Typically, cards from Axis, HDFC (entry-level), Kotak, and Yes Bank tend to have better approval chances at this income level, provided your credit score and existing utilisation are healthy. But approval also depends on your repayment history, total limits, and how many recent enquiries you’ve had.

Since you already have ICICI, IDFC, SBI, Indus, and RBL, you could look at applying where your profile is strongest: like a bank where you have a savings account or good relationship. What kind of card are you aiming for: cashback, rewards, or something specific?