Kotak credit card upgrade

[pksaini145]

Hello all,

I am using kotak urbane gold credit card from last 3 years having limit 3 Lakh . Which is LTF after using 15k.
But it is milestone based card. Anyone suggest how to upgrade to a better reward card on LTF.

 

[pksaini145]

Any one please suggest?

 

[Skylar]

Hello all,

I am using kotak urbane gold credit card from last 3 years having limit 3 Lakh . Which is LTF after using 15k.
But it is milestone based card. Anyone suggest how to upgrade to a better reward card on LTF.

I am currently using the same card. However, I believe there is no better upgrade available within the Kotak lineup that offers a lifetime free (LTF) option. The Kotak Urbane card provides a favorable return: spending 1 lakh earns a milestone benefit of 1000 rupees, and the regular reward rate of 0.3% results in an overall return of 1.3% on a 1 lakh spend. This benefit is particularly advantageous for reaching the 1 lakh milestone after that not recommended.

Recently, I acquired the ‘Myntra Kotak Card,’ which is a paid card. It boasts a reward rate of 1.25% and includes a milestone benefit: spending 50,000 in a quarter grant 2 PVR tickets. Additionally, it is a Rupay card, allowing me to use it for UPI transactions (with rewards applicable on spends over 2,000 rupees).

 

[zacobite]

Hello all,

I am using kotak urbane gold credit card from last 3 years having limit 3 Lakh . Which is LTF after using 15k.
But it is milestone based card. Anyone suggest how to upgrade to a better reward card on LTF.

kotak zen is an interesting card
.see if u can get ltf