Looking for a pre approved offer from hdfc | 19 and student | 5K MAB | Maintaining 9L TRV

[raj164]

Hey am 19 with a cibil of 775 and 1½ year credit age opened my account in hdfc with digisave youth account with 5k mah and maintaining 30k from a month and just redeemed 8.5L of mutual fund gift looking to leverage this to acquire a unsecured card with good credit line.

Currently I don't own any cards please recommend should i contact my RM (yes he helped me with alot of stuff with mutual fund too he's nice and a senior staff maybe not a RM but PB authoriser)

Can create 8L worth of FD but won't take a secured card strictly looking for unsecured what are my chances with hdfc? If not should I move to axis,icici?

 

[hitirfan]

Get ur account upgraded to Savings Max 25K AMB or higher program like Classic/ Preferred. Then keep doing transactions. U will get offer in a few months OR afyer upgrade you can ask ur RM/ BM to apply card for you

 

[raj164]

Get ur account upgraded to Savings Max 25K AMB or higher program like Classic/ Preferred. Then keep doing transactions. U will get offer in a few months OR afyer upgrade you can ask ur RM/ BM to apply card for you

I don't plan to keep money in my account 30-50k is max that I would keep

 

[hitirfan]

25K MAB required for Savings Max

 

[raj164]

25K MAB required for Savings Max

Yea, not interested 5k MAB suffices will ask my RM if that effects my chances of pre approved offers