Hi team I wanted to know all the details about NBFCs like avance, prodigy, auxilo. I wanted to know what documents they'll take from co-applicant like signed cheques etc. i wanted to know about their floating interest rates, about repayment things. I am opting NBFCs instead of public or private banks since my father doesn't have any income source or even he never filed ITR and even our property doesn't have link documents to put in as collateral. I don't have any option apart from NBFCs. I will be adding my 1st cousin as a co-applicant as he's working from past 12 years. I wanted to check whether these NBFCs can be trusted because my co-applicant will be giving each and every detail about his bank account and even signed cheques. Moreover inorder to take any loan they were charging mandatory insurance and for that insurance premium is very very high. There isn't any proper information found anywhere in YouTube or any websites. I have been following your YouTube channel since 1 and half year and I wanted to change my personal finances. If there's any expert about above topic please respond to my query. It would be very helpful for me. Thanks in advance.