Need Rupay cards suggestion

[Hey_5]

Hi all

I hold icici coral rupay card, which is giving less return and charging 99+ gst for reward points redemtion. So searching for better rupay card.

After searching found these cards
Tata neu
Bob snapdeal

Are there any other cards with good return?

Tia

 

[Skylar]

Yes Bank RuPay UPI Credit Card (Virtual) Reward Point 1%
IndusInd Rupay Platinum Credit Card Reward Points 0.7% (Cashback)/ 2% (Vistara CV Points)
Kotak Myntra RuPay Credit Card Cashback 1.25%


I'm thinking of closing Tata Neu, Swiggy HDFC card got approved (LTF)
I would be using Kotak Myntra as my UPI card if I close tata neu card.

 

[Hey_5]

After sending mail to customer care my tata neu card got approved
thanks to this forum

 

[Hey_5]

My card is Infinity
I have few questions
What is minimum amount required to earn coins ?
How and where to check for unbilled transactions ?
When will they credit coins to my account ?
How to get maximum benefit from this Card ?
Any other suggestions that i need to remember while using this card ?
Tia

 

[Hey_5]

Yes Bank RuPay UPI Credit Card (Virtual) Reward Point 1%
IndusInd Rupay Platinum Credit Card Reward Points 0.7% (Cashback)/ 2% (Vistara CV Points)
Kotak Myntra RuPay Credit Card Cashback 1.25%


I'm thinking of closing Tata Neu, Swiggy HDFC card got approved (LTF)
I would be using Kotak Myntra as my UPI card if I close tata neu card.

Thank you
How you got swiggy card life time free?
Is there any trick to get it ltf ?

 

[Skylar]

Thank you
How you got swiggy card life time free?
Is there any trick to get it ltf ?

 

[Skylar]

No tricks, I checked the app daily. Fortunately, yesterday it displayed that offer, and I imediatly applied. The screen indicated that my limit would be shared with my other cards. Additionally, I completed the Video KYC process. Now, I’ll wait to see if it gets approved.
Given that I already have a lifetime free (LTF) card from HDFC I'm not sure if they approve this but, I’m considering closing my Tata Neu card if HDFC approves the Swiggy card.

 

[Skylar]

What is minimum amount required to earn coins ?

100

How and where to check for unbilled transactions ?

HDFC My cards APP

When will they credit coins to my account ?

With in a week of bill generation

How to get maximum benefit from this Card ?

By using it on Tata neu app where everything is overpriced. (offline you get 1.5% so it can used for offline purchases too)

 

[Hey_5]

Searched online about kotak myantra card. Showing we will get reward points on more than 2k transactions only. Then what about less than 2k transactions?

 

[Hey_5]

100

HDFC My cards APP

With in a week of bill generation

By using it on Tata neu app where everything is overpriced. (offline you get 1.5% so it can used for offline purchases too)

Overpriced
Even after your explanation in other thread, still i am thinking really groceries are overpriced ?
Because as per my calculation if we combine with other offers saving good % on groceries
And i heard for tanishq also we will get 5% back
Edited comment

 

[Hey_5]

And coming to flipkart
I am vip member and shop a lot there also
Burning 5% super coins and earning 5% supercoins
Can anyone share more examples to understand better
Because as per my calculation both are good after i combine multiple offers

 

[Skylar]

Overpriced
Even after your explanation in other thread, still i am thinking really groceries are overpriced ?
Because as per my calculation if we combine with other offers saving good % on groceries
And i heard for tanishq also we will get 5% back
Edited comment

Here in my city, we do not go to tanishq as we get better deals from other Jewlery stores

 

[Skylar]

Overpriced
Even after your explanation in other thread, still i am thinking really groceries are overpriced ?
Because as per my calculation if we combine with other offers saving good % on groceries
And i heard for tanishq also we will get 5% back
Edited comment

My take is If I use tata neu app and pay using my airtel axis card.
Tata Neu - 5% Neu coins
Airtel Axis - 10% on Bigbasket orders

and
Offline grocery I get deals on OneCard like 14% to 25%

 

[Skylar]

And coming to flipkart
I am vip member and shop a lot there also
Burning 5% super coins and earning 5% supercoins
Can anyone share more examples to understand better
Because as per my calculation both are good after i combine multiple offers

Hey Filpkart Coins are like add on bonus, I See lower rates on grocery even before adding coins benifit to it.

 

[Hey_5]

Here in my city, we do not go to tanishq as we get better deals from other Jewlery stores

If you don't mind can you please tell me the stores names if those are branded ones and which card is good or which offer you are using to shop in those shops

 

[Hey_5]

My take is If I use tata neu app and pay using my airtel axis card.
Tata Neu - 5% Neu coins
Airtel Axis - 10% on Bigbasket orders

and
Offline grocery I get deals on OneCard like 14% to 25%

Hmm I am using hsbc cb card

 

[Skylar]

If you don't mind can you please tell me the stores names if those are branded ones and which card is good or which offer you are using to shop in those shops

Joyalukkas
Khazana Jewellery
Lalithaa Jewellery
GRT Jewellers

Negotiation works here and they have offers.

 

[Hey_5]

Thanks. I will check.

 

[Hey_5]

100

HDFC My cards APP

With in a week of bill generation

By using it on Tata neu app where everything is overpriced. (offline you get 1.5% so it can used for offline purchases too)

Is there monthly cap on offline transactions earnings ?

 

[Skylar]

Is there monthly cap on offline transactions earnings ?

From HDFC site:

18. Is there any capping on the reward points that can be earned on UPI spends through RuPay Credit Cards?

Maximum of 500 reward points can be earned in a calendar month on UPI spends through RuPay Credit Card.




And as per that table limitation is only on UPI transaction IG.