Pre Payment of Home Loan

[Amit Khichi]

I Have a Home Loan in Hdfc Bank and I want to Pre pay but I don't Find any Way to Pre Pay my Loan Via Online or Hdfc Home Loan App If anyone know the Way Plz Suggest me

 

[ShavirB]

The way to prepay your home loan is you simply start paying more that your scheduled EMI. If the prepayment charges are zero, the loan outstanding will automatically keep reducing

 

[Amit Khichi]

There is No Option in Hdfc app

 

[ShavirB]

There is No Option in Hdfc app

Please pay like you pay your EMIs. Just change the amount

 

[Amit Khichi]

EMI is Automatically Diducted from my A/c

 

[ShavirB]

Just like you make a payment (RTGS, NEFT, IMPS) to a Bank Account, you can make payment to your Loan Account.. On the payments page, Just enter the Loan Account Number and transfer via NEFT, RTGS, etc.

If this doesn't work out, you can always email to customer care and ask for the payment link. Please note that the customer care make ask for bank statement. Also you can opt for this method only once a quarter

 

[zacobite]

I Have a Home Loan in Hdfc Bank and I want to Pre pay but I don't Find any Way to Pre Pay my Loan Via Online or Hdfc Home Loan App If anyone know the Way Plz Suggest me

go to bank and pay it

 

[harshgurung]

The way to prepay your home loan is you simply start paying more that your scheduled EMI. If the prepayment charges are zero, the loan outstanding will automatically keep reducing

but i have ECS( direct debit), where to pay?