RBL bank credit card rejection reason is unknown.

sam37037kap

KF Rookie
I have applied for RBL Xtra Indian oil card but got rejected both times now I'm waiting for 6 months and try once again. Can anyone help me with this problem so i can get the credit card i want for myself
 

Trilochan20

KF Expert
I have never seen a bank giving reason for rejecting a credit card application aside from Federal bank [ Scapia Card - reason was more than 3 inquiries in last 6 months ]

Here are some common reasons
- Your address reported to credit bureaus differ a lot
- You have so many credit accounts / very less credit accounts
- Your credit score fluctuating a lot [ 650 - 750 ]
- You have got more inquiries
- Your credit utilization of other cards is more


Maybe I am wrong, for some of the above reasons. But this is what I am noticing for past 2 years.
 
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