Recent changes/Devaluation to IndusInd debit cards

I recently came across a message both sms and email (screenshots attached) from Indusind which stated "Dear Customer, the benefits and features on your IndusInd Bank Debit Card will be revised with effect from 01st November 2024. For details, pls visit https://indusind.com/debit-card-offer-changes.html - IndusInd Bank"
In my opinion, this is a very bad update from IndusInd and those affected should close their debit cards instead of paying such hefty annual maintenance charges (in my case it is 590 including gst) when there is an option of virtual card. I was unaware of the virtual card. Would be closing my debit card. Had kept it only as it offered many a great features like 20 percent off on Swiggy upto 600 rs, 10 percent off upto 150 on big basket which would be removed from 01st November. Sad :(
 

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