Gagandeep@Singh
KF Rookie
I went to Axis Bank and thrice I applied for credit card against FD, but the bank rejected my credit card against FD. All three times my FD was of ₹50000. Don't know why the bank rejected it.
FD based credit cards don't need any cibil. It actually don't depend on CIBIL. It's secured card. So if you have only 300 cibil score you can always take a FD credit cardIf your credit score is low
Try icici they may give you very fast.I went to Axis Bank and thrice I applied for credit card against FD, but the bank rejected my credit card against FD. All three times my FD was of ₹50000. Don't know why the bank rejected it.
If your credit score is low my credit score is 735
try different banks like idfc ,they might give you a credit card against your FDYes my credit score is 735
Shocking. FD credit cards are usually given without any due diligence. You can try One Card or IDFC Wow CardI went to Axis Bank and thrice I applied for credit card against FD, but the bank rejected my credit card against FD. All three times my FD was of ₹50000. Don't know why the bank rejected it.
Your query lacks info to answer it properly like, do you own any other credit card, what your source of income and income bracket etc; any how you can try a diff bank like Kotak and try for a card with higher security like atleast 10K, its better if you already own a savings account with the same bank or tell bank to give both things as a packageI went to Axis Bank and thrice I applied for credit card against FD, but the bank rejected my credit card against FD. All three times my FD was of ₹50000. Don't know why the bank rejected it.
Applying multiple times will generate an ENQUIRY in ur CIBIL profile .... Multiple enquiries can lead to diminished cibil scoreI went to Axis Bank and thrice I applied for credit card against FD, but the bank rejected my credit card against FD. All three times my FD was of ₹50000. Don't know why the bank rejected it.
Fd cards don't do cibil enquiry generallyApplying multiple times will generate an ENQUIRY in ur CIBIL profile .... Multiple enquiries can lead to diminished cibil score
Not true, Even FD cards do cibil enquiry. (If you haven't seen cibil hit then they might have enquired on Experia)Fd cards don't do cibil enquiry generally
I have 4 enquires in last 2 months and 4 new cards and cibil went down by only 2 points.Applying multiple times will generate an ENQUIRY in ur CIBIL profile .... Multiple enquiries can lead to diminished cibil score