SBI CASHBACK CARD limit in increase

DivyanshAg

KF Expert
Hi everyone,

I've got only 20k limit on my SBI card and I'm using it since January. I tried getting limit increased through customer care and through their mobile application too. But nothing worked out & I want to get the limit increased.

Is their any other way I can try to get the limit increased or to get the maximum limit?

Can anyone suggest something on this?
 

abhimarda

KF Mentor
Hi everyone,

I've got only 20k limit on my SBI card and I'm using it since January. I tried getting limit increased through customer care and through their mobile application too. But nothing worked out & I want to get the limit increased.

Is their any other way I can try to get the limit increased or to get the maximum limit?

Can anyone suggest something on this?
I don't think they entertain limit increase before 6 months. If it's 6 months already then talk to customer care and they will ask for certain documents to be mailed. Make sure you sign those documents and then send. Hopefully it should be done if income and CIBIL are acceptable. But how much they increase is another point. One of my friend earning 40lacs p.a. got 20k limit as well. He used it to the limit. He got an increase to 50k after 6 months...now he is again using it to high amounts close to limit. Hopefully next increase for him should solve all issues.
 

krishna1718

KF Mentor
If you have other sbi card with good limit you can transfer (should have minimum 15K after transfer) by contacting customer care or else wait for sbi offer. I got 15 K at time of opening I transfer 50K to sbi cashback now 65 K in 1st month now it's 2.5 years no limit increase offer
 
At this time they will not increase it.
But If you have another SBI card then you can call them and say
" please transfer my limit of one SBI card to cashback card , one of your support representative told me this earlier to contact support after completion of 6 months"
Use exact these lines.

I've used this to increase my cashback card limit to 90k from 20k.
 

DivyanshAg

KF Expert
I don't think they entertain limit increase before 6 months. If it's 6 months already then talk to customer care and they will ask for certain documents to be mailed. Make sure you sign those documents and then send. Hopefully it should be done if income and CIBIL are acceptable. But how much they increase is another point. One of my friend earning 40lacs p.a. got 20k limit as well. He used it to the limit. He got an increase to 50k after 6 months...now he is again using it to high amounts close to limit. Hopefully next increase for him should solve all issues.
Thanks for Information. Let me try this one.
 

DivyanshAg

KF Expert
If you have other sbi card with good limit you can transfer (should have minimum 15K after transfer) by contacting customer care or else wait for sbi offer. I got 15 K at time of opening I transfer 50K to sbi cashback now 65 K in 1st month now it's 2.5 years no limit increase offer
No, I don't have any other SBI card.
 
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