Suggest ways get swiggy hdfc card LTF

[username20]

I mostly spend online. I want hdfc swiggy cc LTF. But I'm facing rejection despite having a cibil score of 800+. Income 50k+ (salaried MNC) with minimal spends. I have an existing idfc wow card of ~2y old. But still they rejected for non LTF one.

AM I having even eligible for these swiggy card?

Suggest me to get the card if possible LTF.

 

[shivtej]

I mostly spend online. I want hdfc swiggy cc LTF. But I'm facing rejection despite having a cibil score of 800+. Income 50k+ (salaried MNC) with minimal spends. I have an existing idfc wow card of ~2y old. But still they rejected for non LTF one.

AM I having even eligible for these swiggy card?

Suggest me to get the card if possible LTF.

Instead of applying i would suggest you to email them and ask the reason for rejection first. Then see what can be done further to get the card.

 

[kedarjoshi]

Mine was also rejected for the first time. However, I continued with my regular spends on Swiggy. About 2 months later, I simply checked the card section and within a few days, the app started showing 'apply' option for first year free. However, surprisingly when I applied, LTF one got approved.

Within these 2 months nothing really changed, not my CIBIL or my spending habit. So, I believe continued Swiggy usage played a significant role.