I am looking for home loan but i have low cibil score becuase my last credit card expired in 2018 whose last payment was pending by my bank send notification to wrong email id that's why i remain unaware about it. Currently that card got closed and i got NOC.
I am looking for 40L home loan which is almost 60% of property. My Experian score is 781 but my cibil is below 600.