I have 1.5 lakh rupees right now in my savings account and I am earning interest @ 7% p.a. on the same. If I invest in FD in the same bank, then FD will be done for 200 days giving me an interest rate of 8.75% p.a. Please suggest me some other investment plans with lowest risk and highest returns which should be higher than this 8.75% FD. I can invest my money for 1 to 2 years maximum. Any ideas?