raunakrishit
KF Rookie
Knowing your CIBIL score is the first step toward financial stability and smart credit decisions. Thankfully, several trusted apps allow you to check your CIBIL score for free with just your mobile number and PAN card. Among them, CreditMantri, Wishfin, Paisabazaar, BankBazaar, and OneScore stand out due to their user experience, accuracy, and additional features.
Let’s dive into a detailed comparison to help you decide which app is best to check your CIBIL score for free.
CreditMantri is designed to help users not only check their credit score but also improve it over time with expert tips.
Wishfin is a user-friendly platform that provides free CIBIL score checks without affecting your score.
Paisabazaar is a leading financial marketplace that offers a wide range of services, including free credit score tracking.
BankBazaar offers a clean interface for users to check their CIBIL score for free along with credit tips and product recommendations.
OneScore stands out for its privacy-first, ad-free experience. It’s focused purely on helping you understand and track your credit health.
Let’s dive into a detailed comparison to help you decide which app is best to check your CIBIL score for free.
1. CreditMantri
CreditMantri is designed to help users not only check their credit score but also improve it over time with expert tips.
Key Features:
- Check your CIBIL, Experian, CRIF, and Equifax scores.
- Free monthly credit score updates.
- Credit improvement suggestions based on your report.
- Personalized offers on loans and credit cards.
Benefits:
- Multi-bureau score support.
- Offers credit improvement services.
- Track and monitor changes in your credit profile.
2. Wishfin
Wishfin is a user-friendly platform that provides free CIBIL score checks without affecting your score.
Key Features:
- Free access to your CIBIL score and report.
- Personalized credit card and loan offers.
- Monthly score tracking and updates.
- Safe and secure login with PAN and mobile number.
Benefits:
- Quick and easy process.
- No impact on your credit score.
- Smart credit alerts and reminders.
3. Paisabazaar
Paisabazaar is a leading financial marketplace that offers a wide range of services, including free credit score tracking.
Key Features:
- Access CIBIL and Experian credit scores.
- Download and analyze full credit reports.
- Track changes in your credit score.
- Personalized product recommendations.
Pros:
- Multi-bureau credit score access.
- Comprehensive credit insights.
- Trusted by millions of users.
Cons:
- Requires detailed personal and financial info.
4. BankBazaar
BankBazaar offers a clean interface for users to check their CIBIL score for free along with credit tips and product recommendations.
Key Features:
- Free monthly CIBIL score and report updates.
- Tailored loan and card suggestions.
- Credit score analysis with useful insights.
- Trusted by over 50 million users.
Benefits:
- Educational content and credit articles.
- Secure and fast sign-up process.
- Alerts for changes in your credit score.
5. OneScore
OneScore stands out for its privacy-first, ad-free experience. It’s focused purely on helping you understand and track your credit health.
Key Features:
- Check both CIBIL and Experian scores.
- No ads, spam, or promotional messages.
- Easy-to-understand credit score insights.
- Graphs and trends to track your score over time.
Benefits:
- Clean and distraction-free UI.
- No calls, emails, or loan offers.
- Real-time credit score updates.
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