Get Max Discount

ironreaper

KF Rookie
I want to buy a samsung phone ( max 25k ) and laptop ( max 1.3 lakhs ) can be windows or mac , I am currently a college student so have id card for discount so with two scenarios I want to know which credit card can give me max possible discount for electronics purchase specifically brands like samsung , lenovo , apple , etc , and it would be better if it's lifetime free credit card and if not then the value should be good enough to make up for that charges . ( I already have idfc first wow secured credit card lifetime free , but it doesn't give much discount in electronics I guess )
 

TaxWiser

KF Mentor
I want to buy a samsung phone ( max 25k ) and laptop ( max 1.3 lakhs ) can be windows or mac , I am currently a college student so have id card for discount so with two scenarios I want to know which credit card can give me max possible discount for electronics purchase specifically brands like samsung , lenovo , apple , etc , and it would be better if it's lifetime free credit card and if not then the value should be good enough to make up for that charges . ( I already have idfc first wow secured credit card lifetime free , but it doesn't give much discount in electronics I guess )
For Online Purchases:
  • Swiggy HDFC CC
  • SBI Cashback CC/Amazon ICICI CC/Flipkart Axis CC
  • Any HDFC/ICICI Core CC
For Offline/Store Purchases:
  • HDFC Tata Neu Infinity RuPay CC - Croma
  • Samsung Axis CC
  • Any HDFC/ICICI Core CC
Pro Tip: Start by figuring out the exact product you want to buy. Once you've decided, hunt for the best discounts—whether it’s on Amazon, Flipkart, or at an offline store or mall. After that, try to find a credit card that gives you the maximum cashback or rewards. Since you're a student, it might be tricky to get one in your name. So, it’s a good idea to apply using your parent’s name or borrow a card from a friend or relative who’s cool with it. Happy shopping and saving! 🤗
 
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