Induslnd credit card low limit

[Adorable_motion]

I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards.

But when I received the card, limit was just 30k. This card isn't even good enough, how do I get a better card now? I already have a flipkart axis bank card with 1.43 lakh limit.
Please help me.

 

[raj..]

I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards.

But when I received the card, limit was just 30k. This card isn't even good enough, how do I get a better card now? I already have a flipkart axis bank card with 1.43 lakh limit.
Please help me.

After 6 months re-apply through branch with all income proofs & old cc

 

[spal_98]

I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards.

But when I received the card, limit was just 30k. This card isn't even good enough, how do I get a better card now? I already have a flipkart axis bank card with 1.43 lakh limit.
Please help me.

Ye LtF hai? Phir rakh lo...next year automatic upgrade offer ayega, don't worry

 

[Adorable_motion]

Ye LtF hai? Phir rakh lo...next year automatic upgrade offer ayega, don't worry

Yes lifetime free hai

 

[Skylar]

I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards.

But when I received the card, limit was just 30k. This card isn't even good enough, how do I get a better card now? I already have a flipkart axis bank card with 1.43 lakh limit.
Please help me.

Back in 2022, I had applied for an IndusInd credit card, but was only offered a credit limit of ₹30,000, which led me to close the card shortly after. Despite multiple follow-ups calls from the bank over the next few months, I chose not to respond.
However, upon discovering the benefits of the IndusInd EasyDiner Credit Card, I decided to reapply last month (May 2025) and this time, it was approved with a credit limit of ₹5 lakhs.

 

[Adorable_motion]

Back in 2022, I had applied for an IndusInd credit card, but was only offered a credit limit of ₹30,000, which led me to close the card shortly after. Despite multiple follow-ups calls from the bank over the next few months, I chose not to respond.
However, upon discovering the benefits of the IndusInd EasyDiner Credit Card, I decided to reapply last month (May 2025) and this time, it was approved with a credit limit of ₹5 lakhs.

5 lakhs! That's amazing. I don't know what do I do now. Should I keep or close the card in order to get a better option with a better limit? Also, this card doesn't have much benefits, it's just a simple credit card. But i fear, if I close this card immediately, then it may have negative impact on my credit profile. Really confused now.

 

[Skylar]

5 lakhs! That's amazing. I don't know what do I do now. Should I keep or close the card in order to get a better option with a better limit? Also, this card doesn't have much benefits, it's just a simple credit card. But i fear, if I close this card immediately, then it may have negative impact on my credit profile. Really confused now.

I had closed the card and reapplied after a gap of three years. During that period, I added several other credit cards and built a stronger credit history, which likely contributed to a higher credit limit upon reapplication. If you're considering whether to retain your current IndusInd card, it may not be worth holding on solely in anticipation of a better limit. At present, IndusInd doesn’t offer particularly compelling credit card options, so waiting for a higher limit may not be beneficial.