Why Is My CIBIL Score Falling Even After Timely Payments?

[Tirth2202]

I have an FD-backed credit card for the past 4–5 months. I always pay the bill before the due date, but my CIBIL score has decreased. I got this card to improve my credit score. Could you please explain why this might be happening?

 

[GURUWALKE]

I have an FD-backed credit card for the past 4–5 months. I always pay the bill before the due date, but my CIBIL score has decreased. I got this card to improve my credit score. Could you please explain why this might be happening?

U have to share complete cibil report to check why it is dropped

 

[Tirth2202]

U have to share complete cibil report to check why it is dropped

How to get tha report ?

 

[Spartan]

How to get tha report ?

Go to ***********.cibil.com/ website create your account with PAN linked Mobile number. You get 1 CIBIL Report for free every year. This Free report should have your credit history.

Another way is when you check your credit score from any of the apps (OneScore, CRED, GPay, PhonePay, Paytm, Jupiter Bank App), you can sometimes get a PDF of your credit report emailed to you from Credit Agencies Link CIBIL, Experion, etc

 

[sherin.real1]

I have an FD-backed credit card for the past 4–5 months. I always pay the bill before the due date, but my CIBIL score has decreased. I got this card to improve my credit score. Could you please explain why this might be happening?

How old is your credit history? And are you using under 30% of the credit limit?