12%club application


KF Rookie
Bhai it's peer 2 peer lending, risk factor jyada hai isliye return bhi jyada hai, it's like investing in penny stocks, doob bhi sakta hai, acha bhi de sakta hai, invest only that much amount jahan you can afford upto 50% loss. And it's a simple interest not compound, not good for long term, your interest is not earning you anything here.


KF Ace
If you want to get 12% annually, Mobikwick app has option for investment for flexible time period investment at 12% and locking period investment as 13%. I used it once and it's working properly. (It's better to read terms and conditions before investing. ) Also you don't know where they invest your money.