Home Loan

[sampathfrnd4ever]

Hi, Please assist me on my current scenario. The scenario is I've 20 Lakhs in hand, the flat I'm trying book is 25 Lakhs + 1 Lakh for electric and water supply + 2 Lakhs for parking + 2 Lakhs for Registration and Stamp Duty. So total is 30 Lakhs and now I'm short of 10 Lakhs. I can't avail home loan as I'm unemployed for past year and haven't filed ITR (in my adult life) for past 15-16 years. What can be done now?

 

[zacobite]

Hi, Please assist me on my current scenario. The scenario is I've 20 Lakhs in hand, the flat I'm trying book is 25 Lakhs + 1 Lakh for electric and water supply + 2 Lakhs for parking + 2 Lakhs for Registration and Stamp Duty. So total is 30 Lakhs and now I'm short of 10 Lakhs. I can't avail home loan as I'm unemployed for past year and haven't filed ITR (in my adult life) for past 15-16 years. What can be done now?

negotiate emi with builder

 

[sampathfrnd4ever]

negotiate emi with builder

Thank you for the response. I'm trying to purchase the flat from BDA and not from a builder. I've already paid advance of ₹3,12,500. As per the rules, The rest of the amount should be paid within 180 days and in my case, the time left is till July 20th.

 

[zacobite]

Thank you for the response. I'm trying to purchase the flat from BDA and not from a builder. I've already paid advance of ₹3,12,500. As per the rules, The rest of the amount should be paid within 180 days and in my case, the time left is till July 20th.

Gold Loan / Loan against Securities / Loan on CC last option