How many active credit cards do you have? Flash your portfolio.

zacobite

KF Mentor
Credit cards I hold:
1)Axis Ace Chargeable
2)Flipkart Axis Ltf
3)Axis My Zone Ltf
4)Hdfc Millennia Ltf
5)Hdfc Tata Neu Infinity ltf
6)Sbi Simply click converted to ltf
7)Amazon Pay ICICI Ltf
8)ICICI Coral Rupay Ltf
9)Hpcl ICICI Ltf
10)Au Lit Ltf
11)IDFC MILLENNIA Ltf
12)Kotat League Platinum Rupay Card Ltf
13)One Card Metal Ltf
14)RBL SHOPRITE Ltf
15)Yes Bank Finbooster Ltf
16)BOB Easy Ltf
17)IndusInd Legend Ltf
18)SCB Platinum Rewards Card Ltf
19)SCB Smart Card Chargeable.
20)Scapia Federal Bank Ltf
21)HSBC Visa Platinum Ltf
22)BOB HPCL Energie Ltf
23)ICICI Rubyx Dual Cards Ltf
wow.. do u really use / derive benefits
 

zacobite

KF Mentor
July 2024:

1) HDFC Infinia Metal

2) HDFC BizBlack

3) HDFC TATA Neu LTF

4) Axis Vistara Infinite

5) Axis Magnus

6) Axis Reward & CashBack 2

7) Axis Atlas

8) IndusInd Club Vistara Explorer

9) IndusInd Pinnacle

10) AU Zenith Plus

11) IDFC Club Vistara

12) SBI Air India Signature

13) SBI Vistara

14) ICICI Emeralde Infinite

15) ICICI Saphiro (AmEx & MC) LTF

16) ICICI Amazon Pay LTF

17) ICICI Coral Rupay LTF

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migratd card = 5. Credit cards are very useful. I have my full control over my spends.
very gd collx.. i have many of the same.. not as. many :)
 
@zacobite

(1) HDFC Moneyback Plus. (LTF)
(2). ICICI Amazon (LTF)
(3). AXIS Flipkart (500)
(4). IDFC FIRST Millennia (LTF)
(5) Standard chartered Rewards (LTF)
(6) AU Small Finance Bank Swipe Up Xcite Ace (LTF)
(7). SBI Cashback (999)
(8). AXIS Neo Rupay (LTF)


Last 4 credit CARD got approved in July Month,

I am thinking to take IndusInd Tiger Credit Card, SBI Simply Click and Airtel Axis.
Also Appled for HDFC Swiggy Credit card.

And thinking to close Standard chartered REWARDS Card because I didn't find any benefit on it.

Get Cashback from CashKaro, 1000 for IDFC, 1500 for AU, 3000 for Standard chartered, 1200 for SBI,

Please any one Suggest Me Where to Use, Which Card... ?
 

zacobite

KF Mentor
@zacobite

(1) HDFC Moneyback Plus. (LTF)
(2). ICICI Amazon (LTF)
(3). AXIS Flipkart (500)
(4). IDFC FIRST Millennia (LTF)
(5) Standard chartered Rewards (LTF)
(6) AU Small Finance Bank Swipe Up Xcite Ace (LTF)
(7). SBI Cashback (999)
(8). AXIS Neo Rupay (LTF)


Last 4 credit CARD got approved in July Month,

I am thinking to take IndusInd Tiger Credit Card, SBI Simply Click and Airtel Axis.
Also Appled for HDFC Swiggy Credit card.

And thinking to close Standard chartered REWARDS Card because I didn't find any benefit on it.

Get Cashback from CashKaro, 1000 for IDFC, 1500 for AU, 3000 for Standard chartered, 1200 for SBI,

Please any one Suggest Me Where to Use, Which Card... ?
typically you need 4-5 types max..

1) Online shopping / Travel
2) Utility Bills
3) Fuel
4) Offline shopping / Rail etc
5) Movies

If u have these covered then more than 10 cards is a waste.. sbi cb and amz pay icici shd cover most.. Fuel card is optional if u have high usage...Rest depends on where your usage is...
 

_rohitsoni

KF Expert
Mine -- katbose --
SimplyCLICK SBI Credit Card (500+gst)
Cashback SBI Card (999+gst)
MoneyBack+ HDFC Bank Credit Card (LTF)
HDFC Rupay HDFC Bank Credit Card (99+gst)
Tata Neu HDFC Bank Credit Card (500+gst)
Kotak League Platinum Credit Card (LTF)
Kotak Myntra Credit Card (500+gst)
Kotak UPI Credit Card (LTF)
IDFC FIRST Millennia Credit Card (LTF)
IDFC FIRST SWYP Credit Card (500+gst)
IDFC First HPCL Power Plus Credit Card (500+gst)
Coral RupayICICI Bank Credit Card (LTF)
MakeMyTrip ICICI Bank Signature Credit Card (2500+gst only joining)
HPCL Super Saver ICICI Bank Credit Card (500+gst)
Mine ICICI Bank Credit Card (149+gst only joining)
Amazon Pay ICICI Bank Credit Card (LTF)
ICICI Rubyx Dual Credit Card (AMEX&MASTER) (LTF)
AU Small Finance Bank LIT Credit Card (LTF)
YES Bank Select Credit Card (500+gst)
YES BANK RuPay Credit Card (LTF)
HSBC Visa Platinum Credit Card (LTF)
Axis MY ZONE Credit Card (LTF)
SBM MAGNET Credit Card (LTF)
OneCard Credit Card (LTF)
Standard Chartered Smart Credit Card (500+gst) 1sy year free
IndusInd Bank Legend Credit Card (LTF)
PNB Patanjali RuPay Credit Card (LTF)
Bank of Baroda Premier Credit (LTF)
Aiming to replace these with 52 playing cards?😂
 

santoshraut

KF Expert
Oct. / Nov. 2024:

1) HDFC Infinia Metal

2) HDFC BizBlack

3) HDFC TATA Neu LTF

4) American Express Platinum Charge Card

5) Axis Magnus Burgundy

6) American Express Gold Charge Card

7) Axis Atlas, Vistara Infinite, Rewards (2), and MyZone

8) IndusInd Pioneer Heritage Metal Card

9) IndusInd Bank Qatar Airways

10) AU Zenith Plus

11) IDFC Club Vistara

12) SBI Air India Signature

13) SBI Vistara

14) ICICI Emeralde Infinite

15) ICICI Saphiro (AmEx & MC) LTF

16) ICICI Amazon Pay LTF

17) ICICI Coral Rupay LTF

18) Standard Chartered Ultimate

19) PNB Select Rupee

20) Kotak Royale LTF, Kotak Indian Oil

21) Yes Prosperity LTF

22) HSBC Platinum LTF

23) IDFC Select LTF

24) OneCard LTF

25) Jupiter Edge CSB

26) IDBI Aspire LTF

+ few more

Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migrated card = 5. Credit cards are very useful. I have my full control over my spends...
 

hitirfan

KF Mentor
Using credit cards since last 16 years, till date no single rupee of fine or penalty. Currently my CIBIL Score is 804. Every year i travel free for atleast thrice free of cost (Including flights, hotels, food etc) in India and abroad also. I am holding axis banks 5 credit cards, yes thats right, they have new 4 card policy + 1 Citi bank migrated card = 5. Credit cards are very useful. I have my full control over my spends...
Nice
 
HDFC Millenia LTF
HDFC Rupay UPI LTF
ICICI APay LTF
ICICI Coral Visa LTF
ICICI Coral Rupay LTF
BOB Premier LTF
BOB HPCL Energy LTF
Axis MYZONE LTF
Federal Celesta LTF
Federal Wave Rupay LTF
IDFC First Select LTF
Indusind Tiger LTF

Total credit limit across all cards - 31L
 

krishna1718

KF Mentor
HDFC Millenia LTF
HDFC Rupay UPI LTF
ICICI APay LTF
ICICI Coral Visa LTF
ICICI Coral Rupay LTF
BOB Premier LTF
BOB HPCL Energy LTF
Axis MYZONE LTF
Federal Celesta LTF
Federal Wave Rupay LTF
IDFC First Select LTF
Indusind Tiger LTF

Total credit limit across all cards - 31L
your portfolio look like life time free and bank freely gave 31 L
 
Last edited:

SanthoshSomu

KF Expert
typically you need 4-5 types max..

1) Online shopping / Travel
2) Utility Bills
3) Fuel
4) Offline shopping / Rail etc
5) Movies

If u have these covered then more than 10 cards is a waste.. sbi cb and amz pay icici shd cover most.. Fuel card is optional if u have high usage...Rest depends on where your usage is...
1.SBI Cashback card
2. Hdfc millennia
3. Airtel Axis
4. Axis my zone
5. One card
6. Icici platinum for offers
7. Hdfc rupay.
Apart from fuel and travel it will cover remaining
 
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