Importance of base in health insurance

[Siddian]

Should I buy 5lac base with 90 lac super top up or 10 lac base with 90lakh super top up?

 

[ShavirB]

Should I buy 5lac base with 90 lac super top up or 10 lac base with 90lakh super top up?

Base and Super Top will be considered as 2 separate policies. And there are certain benefits which are not applicable on Super Top Plans - No Claim Bonus, Restoration, etc.

If you can afford, my recommendation would be to get a Higher Base