Lets discuss on Kotak 811 account

What are the charges for debit card and sms charges please let me know
Kotak 811 is a zero-balance savings account offered by Kotak Mahindra Bank. It offers features like instant account opening, no minimum balance commitment, and up to 4% interest rate per annum.

Here are some fees and charges for Kotak 811:

811 Select customers
No charges for up to 4 transactions or Rs 1 lakh per month, whichever is earlier. 5 financial transactions per month are free, after which each transaction costs Rs 21.

Kotak 811 Edge Savings Account
3 financial and non-financial transactions per month are free in the top 6 cities. After that, financial transactions cost Rs 21 and non-financial transactions cost Rs 8.50.

Kotak 811 Credit Card
Joining fee of Rs 500, annual fee of Rs 500, and interest charges on outstanding balances of 3.5%.


KF Master
If you opt for Virtual Debit card, then it's completely zero balance account.
I'm having a Kotak Edge 811 Account for 7 years, and I have never paid any charges to the bank.