freedomsingha
KF Rookie
I have ICICI Amazon Pay and Coral Rupay credit card(both LTF). For these two cards there are different credit limits.
One day I got a mail saying that my account upgrade request has been accepted(although I didn't applied for it) and Sapphiro Amex Credit card and Sapphiro Master Credit card has been dispatched.
Since their AMC charge is very much and doesn't have much benefits I decided not to activate it. As per RBI guidelines it should get cancelled automatically if I don't activate within 30 days time limit.
After few days I noticed my credit limit of Coral Rupay credit card was merged with Sapphiro Card.
Now more than 30 days have passed but it still showing in my iMobile app.
And now the new statement that generated is showing as Sapphiro's statement. Although both coral and sapphiro card has the same shared limit.
Now I have few questions :
1. Will the AMC of Sapphiro be deducted in current scenario?
2. What I need to do to permanently remove Sapphiro card from my iMobile account?
3. As the credit limit was shared between Sapphiro and Coral, do I need to close both cards as the statement of coral is now showing as Sapphiro's statement or is there any way to downgrade my account as it was before(only for coral)?
One day I got a mail saying that my account upgrade request has been accepted(although I didn't applied for it) and Sapphiro Amex Credit card and Sapphiro Master Credit card has been dispatched.
Since their AMC charge is very much and doesn't have much benefits I decided not to activate it. As per RBI guidelines it should get cancelled automatically if I don't activate within 30 days time limit.
After few days I noticed my credit limit of Coral Rupay credit card was merged with Sapphiro Card.
Now more than 30 days have passed but it still showing in my iMobile app.
And now the new statement that generated is showing as Sapphiro's statement. Although both coral and sapphiro card has the same shared limit.
Now I have few questions :
1. Will the AMC of Sapphiro be deducted in current scenario?
2. What I need to do to permanently remove Sapphiro card from my iMobile account?
3. As the credit limit was shared between Sapphiro and Coral, do I need to close both cards as the statement of coral is now showing as Sapphiro's statement or is there any way to downgrade my account as it was before(only for coral)?