Amitchopra
KF Rookie
I hold an SBI credit card and have been receiving offers from the bank to increase my credit limit. Since 2025, I have submitted eight requests for limit enhancement, but each has been rejected, either with a stated reason or citing “internal reasons.”
Could you please clarify if there is any RBI circular that permits banks to reject such requests without providing specific reasons? If such a circular exists, kindly share the details or a link to it.
I would appreciate your prompt guidance on this matter to better understand the process and next steps.
Thank you for your assistance
Could you please clarify if there is any RBI circular that permits banks to reject such requests without providing specific reasons? If such a circular exists, kindly share the details or a link to it.
I would appreciate your prompt guidance on this matter to better understand the process and next steps.
Thank you for your assistance
