SBI Simply click

[ShahilD]

I applied for the SBI Simply Click credit card three days back, but I'm not sure if it's been approved yet. I called customer support, and they told me that an executive will contact me.
My question is whether I should opt for this card or not. I already have two credit cards, and I'm not sure if this one excites me as much.
I think it offers 2.5% returns on some preferred brands, but I still have to pay the joining and annual charges. Is there any way to get it LTF?
Or should I just skip the card? Also, l've had my number forwarded for a month, so they can't contact me anyways.

 

[arjungoyal12]

This card is actually worth it. If you spend mostly on the brands that they offer cashback on. Stil there are a number of better credit cards available in the market if they can offer or approve it. Which credit cards you already have?

 

[ShahilD]

This card is actually worth it. If you spend mostly on the brands that they offer cashback on. Stil there are a number of better credit cards available in the market if they can offer or approve it. Which credit cards you already have?

Moneyback Plus and IDFC WOW

 

[Sam Maxi]

Moneyback Plus and IDFC WOW

How did you Get your Moneyback CC? Pre-Approved?

 

[ShahilD]

How did you Get your Moneyback CC? Pre-Approved?

Yes sir

 

[Sam Maxi]

Yes sir

It was your 1st Unsecured Card right? I have Few Questions. How old was your Wow card when you Received this offer? Also How Old was your Hdfc Account when you Received the Offer?

 

[ShahilD]

It was your 1st Unsecured Card right? I have Few Questions. How old was your Wow card when you Received this offer? Also How Old was your Hdfc Account when you Received the Offer?

I replied to you on your latest thread . I am using my HDFC account regularly from the past 2 years. And talking about IDFC wow , I got it after the MB+ to balance my credit lines as advised by most of the credit managers

 

[Sam Maxi]

I replied to you on your latest thread . I am using my HDFC account regularly from the past 2 years. And talking about IDFC wow , I got it after the MB+ to balance my credit lines as advised by most of the credit managers

Got it! i Started my Journey with a FD CC 4 months ago and just added another FD CC, Also Opened a HDFC DigiSave Account and Now Waiting for Pre-Approved Offer

 

[ShahilD]

Got it! i Started my Journey with a FD CC 4 months ago and just added another FD CC, Also Opened a HDFC DigiSave Account and Now Waiting for Pre-Approved Offer

That’s awesome! It looks like we’ve been on our credit journey for almost the same amount of time

 

[ShahilD]

Got it! i Started my Journey with a FD CC 4 months ago and just added another FD CC, Also Opened a HDFC DigiSave Account and Now Waiting for Pre-Approved Offer

Would you mind me asking about your 2 secured cards?

 

[Sam Maxi]

That’s awesome! It looks like we’ve been on our credit journey for almost the same amount of time

Yup! I Wish i Had Opened my Account in HDFC In The First Place Few Years Back, i'd be Having Pretty Good Cards By Now

 

[ShahilD]

That's absolutely correct. And another thing, try to get a core card as your first HDFC cc . Because I have seen countless subs on Reddit claiming that they are not getting a pre approved offer of a core card(after getting a co-branded) even if they maintain a good relationship

 

[Sam Maxi]

Would you mind me asking about your 2 secured cards?

Ofc Not. I got my First Card on 19th June to Be Precise. It was The Cheapest Option Available Back then with only 2k FD(Paisabazaar Step Up cc). And i have No Use of Cards as Such, Just a Thing you know wanting to have Good Credit Cards haha. Second is Super Card By Super Money UPI and the FD amount starts from Rs.100. I did 1k FD. And this was on 9th Oct.

 

[ShahilD]

Ofc Not. I got my First Card on 19th June to Be Precise. It was The Cheapest Option Available Back then with only 2k FD(Paisabazaar Step Up cc). And i have No Use of Cards as Such, Just a Thing you know wanting to have Good Credit Cards haha. Second is Super Card By Super Money UPI and the FD amount starts from Rs.100. I did 1k FD. And this was on 9th Oct.

Ouh that's cool. Im not aware of the latter one. Anyways, I got the Firsy WOW cc because I already had an account in IDFC. And the card comes with zero forex markup fees which will eventually help me when I'll be planning my abroad trip.

 

[Sam Maxi]

Ouh that's cool. Im not aware of the latter one. Anyways, I got the Firsy WOW cc because I already had an account in IDFC. And the card comes with zero forex markup fees which will eventually help me when I'll be planning my abroad trip.

Oh Nice! Good luck with your Trip

 

[Sam Maxi]

That's absolutely correct. And another thing, try to get a core card as your first HDFC cc . Because I have seen countless subs on Reddit claiming that they are not getting a pre approved offer of a core card(after getting a co-branded) even if they maintain a good relationship

Thanks for the Suggestion, let's hope for the best

 

[ShahilD]

Thanks for the Suggestion, let's hope for the best

Most of the users just bash HDFC but I'm truly happy for the services that I got. I just received this email.

 

[ShahilD]

I received another voucher from HDFC smart buy and I got the amazon prime shopping edition for just 100 odd rupees which originally costs 399

 

[ShahilD]

Here's the email from SBI

 

[Sam Maxi]

Most of the users just bash HDFC but I'm truly happy for the services that I got. I just received this email.

Nice! And Yes I'm Still new to HDFC and Haven't Yet Done Much, but Can Say for Sure that Much Much Better then Other Banks