Share your credit card portfolio here

[SanthoshSomu]

Here is my cards with reason
1. HDFC mileinia(LTF) -- For Online
2. Axis my zone(LTF) -- For movies
3. Axis airtel (500) -- For utility payment
4.Icici platinum (LTF) -- offers
5. HDFC rupay(LTF) -- any emergency

 

[Skylar]

Utility - Axis Ace/Airtel
Offline - OneCard/Axis Ace
Online - Amazon Pay ICICI/Myntra Kotak/HDFC Swiggy/Axis ace with grab deals
UPI - HDFC TATA Neu/Myntra Kotak
Movies - IDFC Select

 

[SanthoshSomu]

Utility - Axis Ace/Airtel
Offline - OneCard/Axis Ace
Online - Amazon Pay ICICI/Myntra Kotak/HDFC Swiggy/Axis ace with grab deals
UPI - HDFC TATA Neu/Myntra Kotak
Movies - IDFC Select

How many LTF?
One card for offline?

 

[Skylar]

How many LTF?

4 - Paid cards
7 - LTF cards

Paid:
Tata Neu (already reached fee waiver criteria will close it next year) - 588.82/-
Myntra Kotak - 590/-
Axis Ace - 588.82/-
Axis Airtel - 590/-

 

[Skylar]

One card for offline?

Yes, OneCard for offline.
Store and location specific offers 10% to 30% value back.

 

[wcgxlr8]

Sharing mine, yet to optimise , suggestions are welcome

1.Amex Trfiecta ( Gold and MRCC for Gyftr using reward multiplier monthly limits and Platinum Travel for any other major spends till 4L milestone)
2.Regalia Gold ( After platinum travel milestone is hit, for any big spends, reward multiplier for bus tickets)
3.Tata Neu Infinity (UPI spends)
4. Swiggy HDFC (Food )
5. Amazon Pay ICICI - Amazon orders
6. OneCard - started using for 'offers around you' @Skylar thanks buddy
7. SC Platinum - Just for offers
8. SBI Elite - Dining and groceries , BOGO for BookMyShow, offers, international lounge access
9. IDFC First - Movies BOGO , offers
10. Yes Marquee - just got this, yet to figure out

 

[zacobite]

Sharing mine, yet to optimise , suggestions are welcome

1.Amex Trfiecta ( Gold and MRCC for Gyftr using reward multiplier monthly limits and Platinum Travel for any other major spends till 4L milestone)
2.Regalia Gold ( After platinum travel milestone is hit, for any big spends, reward multiplier for bus tickets)
3.Tata Neu Infinity (UPI spends)
4. Swiggy HDFC (Food )
5. Amazon Pay ICICI - Amazon orders
6. OneCard - started using for 'offers around you' @Skylar thanks buddy
7. SC Platinum - Just for offers
8. SBI Elite - Dining and groceries , BOGO for BookMyShow, offers, international lounge access
9. IDFC First - Movies BOGO , offers
10. Yes Marquee - just got this, yet to figure out

marquee is great for online and movies

 

[wcgxlr8]

marquee is great for online and movies

Thank you, will need to readjust once I figure out where to use what. I might give up SBI elite next year but depends on how the Vistara to Air India rewards system turns out.

 

[santanu47493]

Sharing mine, yet to optimise , suggestions are welcome

1.Amex Trfiecta ( Gold and MRCC for Gyftr using reward multiplier monthly limits and Platinum Travel for any other major spends till 4L milestone)
2.Regalia Gold ( After platinum travel milestone is hit, for any big spends, reward multiplier for bus tickets)
3.Tata Neu Infinity (UPI spends)
4. Swiggy HDFC (Food )
5. Amazon Pay ICICI - Amazon orders
6. OneCard - started using for 'offers around you' @Skylar thanks buddy
7. SC Platinum - Just for offers
8. SBI Elite - Dining and groceries , BOGO for BookMyShow, offers, international lounge access
9. IDFC First - Movies BOGO , offers
10. Yes Marquee - just got this, yet to figure out

Sabka Premium card leke betheho kaam karteho bhai

 

[Ameen8822]

Sharing mine, yet to optimise , suggestions are welcome

1.Amex Trfiecta ( Gold and MRCC for Gyftr using reward multiplier monthly limits and Platinum Travel for any other major spends till 4L milestone)
2.Regalia Gold ( After platinum travel milestone is hit, for any big spends, reward multiplier for bus tickets)
3.Tata Neu Infinity (UPI spends)
4. Swiggy HDFC (Food )
5. Amazon Pay ICICI - Amazon orders
6. OneCard - started using for 'offers around you' @Skylar thanks buddy
7. SC Platinum - Just for offers
8. SBI Elite - Dining and groceries , BOGO for BookMyShow, offers, international lounge access
9. IDFC First - Movies BOGO , offers
10. Yes Marquee - just got this, yet to figure out

I have got the below for rewards and cashbacks,
suggestions are welcome

1) Amex MRCC and smart earn
2) SBI ELITE
3) SBI BPCL
4) INDUS LEGEND
5) AU VETTA
6) Flipkart axis
7) AXIS Privilege
8) Axis Select
9) ICICI AMAZON
10) ICICI CORAL
11) ICICI MMT
12) ICICI RUBYX
13) ICICI EXPRESSION
14) HDFC MILLENIA
15) HSBC CASHBACK
16) Yes ELITE
17) IDFC MILLENNIUM
18) RBL WORLD SAFARI

 

[Varuns]

Here is mine, suggestions are welcomed!

------- Current Holdings --------

1. HDFC regalia gold (LTF)
2. ICICI Amazon Pay (LTF)
3. Axis MyZome (LTF)
4. Axis Airtel (Paid)
5. Kotak Myntra (Paid)

------- Other available options from Bank --------

• HDFC Infinia (Paid: 12,500)
• HDFC Dinners Blac (Paid: 10,000)
• ICICI Sapphiro (LTF)
• ICICI Coral Rypay/Visa (LTF)
• ixigo AU with 0 foreign markup fee (LTF)
• Federal Bank Celesta/Imperio (LTF)

 

[SanthoshSomu]

Here is my cards with reason
1. HDFC mileinia(LTF) -- For Online
2. Axis my zone(LTF) -- For movies
3. Axis airtel (500) -- For utility payment
4.Icici platinum (LTF) -- offers
5. HDFC rupay(LTF) -- any emergency

Is ot worth to include SBI cashback card for my cards?
Any other suggestions are welcome.

 

[_Mayank_]

For India:

Travel

• AMEX Platinum Travel
• Axis Atlas
• Emirates Skywards ICICI Bank Emeralde
• RBL World Safari (Also for International Spends due to 0% Forex Charges)
• SBI Etihad Premier
• SBI Air India Signature

Food/Groceries/Online & Offline Shopping

• IndusInd EazyDiner Signature
• HDFC Diners Club Privilege
• HDFC TATA Neu Infinity LTF

Utilities/Insurance/Fuel

• AU LIT (Accelerated Rewards)
• AMEX MRCC ( Gyftr Coupons)

Miscellaneous

• Yes Select
• IDFC Select
• IndusInd Legend
• HSBC Platinum

For France:

1. AMEX Gold
2. AMEX Air France-KLM Gold
3. Société Générale VISA Infinite