Zero balance account

Naman_goyal

KF Rookie
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
 

pratik0009

KF Rookie
I opened an account in the NSDL payments bank 10–12 days ago. The reason for going to NSDL was the ease of opening an account; however, most of the time, the UPI transactions got stuck or there was a server issue. What to do now?
 

raj164

KF Ace
I opened an account in the NSDL payments bank 10–12 days ago. The reason for going to NSDL was the ease of opening an account; however, most of the time, the UPI transactions got stuck or there was a server issue. What to do now?
You should try for SBI zero balance then I personally have an account on au small finance Bank and the customer care is so good that's it's sometimes frustrating otherwise it's all good maybe trying going to a aadhar center to get the issue sorted out.
 

Aadi Yogi

KF Ace
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
SBI Will Be Best For U For Zero Balance Account
 

Satyaprabhu

KF Ace
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
You can choose ICICI mine account or if your an student then you can use your college identity to get zero balance account in IDFC first bank.
 

Akusahil

KF Expert
I opened an account in the NSDL payments bank 10–12 days ago. The reason for going to NSDL was the ease of opening an account; however, most of the time, the UPI transactions got stuck or there was a server issue. What to do now?
In NSDL Payment Bank, they charge 5.9rs every month as maintenance charge, So be aware for this...
 

Gajendrakumar

KF Mentor
Try IDBI Bank Zero Balance account through online Video KYC in Bank working hours and get your account instantly without any pre deposit.
 

Trilochan20

KF Expert
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
You can try IndusInd zero balance account, but the problem is the debit card annual fee is 499 + GST, which is quite high.
 

Kaushik9814

KF Rookie
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
You can try neobanking accounts like NiyoX backed by equitas bank or Jupiter backed by Federal Bank.
I have both of these and I would slightly lean towards Jupiter more because of its app UI.
Both of these apps have multiple benefits like 0 forex charges on their debit card (Jupiter needs some specific balance to activate the 0 forex benefit while NiyoX doesn't need any minimum balance requirement for this benefit) and mutual funds investments baked right into the app.
Hope this helps!
 

Gajendrakumar

KF Mentor
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
You can try IDBI Bank Zero Balance account
 

knagar0078

KF Ace
I want a best zero balance account which have good servers… i am using kotak bank currently but i have frustrated with this bank bcuz it has down server for 2 days and I cant pay or receive with this bank…..

I am unable to open account in au bcuz my they are showing, you don’t have full name on your adhar, so please update your adhar but i never face any problem with my adhar before…

So which bank will be better for me ?
I got your point that only first name of yours is there on the document which restricts you from opening online Savings Account but there's no issue if your account is opened offline from the branch.
There's my recommendation:
Bandhan Bank( require avg maintenance of 25k for 6 months then Zero Balance)
AU Small Finance(require avg maintenance of 25k )
HDFC (require 2500 avg maintenance)
As you have the name issue on your documents Banks they'll add a dot in your name as surname.
Surely Banks knew the issue and they also knew this thing that because of this mistake you will suffer and end up paying them
Also let you know that if your payment get declined because of insufficient balance then kotak deducts 30 rupee per transaction.
 
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