credit card

  1. B

    CreditCard Payment before billing

    Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?
  2. M

    Way to pay JDVVNL Electricity Bill monthly.

    My Jodhpur Vidyut Vitran Nigam Limited (JDVVNL) electricity bill gets generated after every two months. Is there any way to pay this bill on monthly basis. The reason for this is that i have Airtel Axis Bank credit card and it gives 10% cashback on electricity bill payment with a capping of 250...
  3. B

    Bypass vendor restrictions on Rupay credit cards

    I have a business vendor which charges 1.5% on credit card payments; even disabled the use of Rupay credit cards via UPI transactions. Monthly payment to this vendor is around 1-2 Lakhs. Is there any workaround to it? So that I pay by any credit card and doesn't get charged 1.5% fee or overall...
  4. R

    So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. Is it a fraud?

    So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one...
  5. G

    Suggestion to make Axis Flipkart Card lifetime free

    Suggestion to make Axis Flipkart Card lifetime free
  6. U

    Bargaining for better credit card limit on opening salary account

    I have a credit card with a limit of 7k and a cibil of 780+. I recently joined a job and opened a salary account they are asking me to take a credit card with annual charges. That too a entry level card. How can I bargain for a better card limit ~1.2L as my salary is ~40k per month and I have...
  7. sayandeb

    Best Credit Card for me as a student.

    Hello @TaxWiser 👋 I have just turned 18 years and planing to make a FD (in HDFC) with such a good amount (I opted for FD because I can't take risk here, so please no judgment on this 😅). And thereafter against that FD I'm sure I will get a Credit Card against it for a limit of ₹6 lakhs+. But...
  8. N

    Low CIBIL Score as Credit Card got Phished

    Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...
  9. H

    applied for IDFC FIRST WOW credit card (fd 25000INR) now i'm facing problem

    i applied for idfc first wow credit card and have done my VKYC , it's been an hour now i have already submitted INR25000 as FD amount but yet got no proper response , i got the application status tracking no but it is showing SOMETHING WENT WRONG , TRY AGAIN . whenever i try to login . i also...
  10. T

    Unable to apply airtel axis card tried 2 times

    I tried to apply for Airtel axis card 2 times 3 months apart but was not able to get it I do need the card as I am an active airtel black customer I don't have a Axis bank account but I have a good cibil score 750+ I was planning to get a FD is it a good idea to get a Axis Bank fd to get the...
  11. VAIBHAV07

    NEED SUGGESTIONS REGARDING IDFC POWER+

    Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...
  12. M

    Credit card portfolio advise 🙏Thanks in advance ☺️

    I have following.. 1. IRCTC SBI platinum (LTF) since 5 years 2. ICICI coral LTF since 4 years 3. Amazon ICiCi 4. HDFC millenia 999fees 3 years 5. Axis vistara signature 2 years 3000 fees 6. Airtel axis 499 fees recently purchased 7. Hsbc platinum LTF 8 . Idfc select LTF 9. IDFC power plus 499...
  13. G

    Suggest me best credit card for fuel

    Suggest me best credit card for fuel free and paid both types
  14. Mahirathore360

    Which bank gives fastest pre approved loan offer on credit card?

    Please help
  15. Mahirathore360

    Zet magnet sbm credit card effect on Cibil score

    Does zet magnet sbm credit card considered as Secured loan or unsecured loan in Cibil report
  16. S

    I got this message for SBI credit card what should I do?

    What should I do?
  17. spideyyy

    Credit score generation

    Hi I have a IDFC wow credit card. I want to ask when my credit score will be generated.
  18. V

    How to generate CIBIL score

    मैने अभी तीन क्रेडिट कार्ड के लिए अप्लाई किया लेकिन तीनों रिजेक्ट हो गए क्यों कि मेरा सिविल स्कोर अभी जनरेट ही नहीं हुआ है मेरे पास hdfc का एक क्रेडिट कार्ड जो तीन महीनों से use कर रहा हु मैने कभी कोई loan नहीं लिया है,अब मुझे सिविल स्कोर जनरेट करने के लिए क्या करना पड़ेगा?
  19. V

    American Express Credit Card

    Looking forward to get my first American Express card. I'm not interested in luxury hotel benefits. Is it worth it?
  20. Sam Maxi

    HDFC Pre-Approved CC

    How Long Did it Take You Guys to Receive Pre-Approved CC Offer from HDFC, i Mean How Old Was your HDFC Account when you Received the Offer? Also was it your 1st Unsecured CC?
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