credit card

Hi everyone, I want to share something serious that happened with my ICICI Coral RuPay credit card & Amazon Pay ICICI Credit Card and to get your thoughts. My credit limit is ₹50,000(Combined). I had used the full 31k earlier, but before the billing date I repaid around 31k. The repayment is...

I have an FD-backed credit card for the past 4–5 months. I always pay the bill before the due date, but my CIBIL score has decreased. I got this card to improve my credit score. Could you please explain why this might be happening?

I hold an SBI credit card and have been receiving offers from the bank to increase my credit limit. Since 2025, I have submitted eight requests for limit enhancement, but each has been rejected, either with a stated reason or citing “internal reasons.” Could you please clarify if there is any...

I want your suggestions for paying the bills of the following credit cards, with a monthly overall usage of 10–20k: Amazon Pay ICICI Credit Card Coral RuPay ICICI Credit Card Canara Platinum RuPay Credit Card I also have a Kotak 811 (Basic) account. Please suggest whether the Kotak 811...

With ICICI Bank and Axis Bank reportedly moving away from DreamFolks following last year’s service disruptions, the airport-lounge ecosystem in India seems to be undergoing a major shift. Some card programmes tied to DreamFolks have already been closed or modified, and more banks/card-networks...

I had 10k amazon pay balance but someone used that, dont know how but someone did that. I never gave anyone any otp or access to my aacount or email id anything. If i am saying it, trust me. But my amazn pay balance was used for some cash on delivery order 5 times. I neither recieved any amazon...

Hello Everyone, 👋 I have a query regarding credit card upgrades and would love your insights: I currently hold multiple lifetime free credit cards. When I check with customer care or through the bank app for an upgrade, the options offered are all paid variants. Is there any way to get an...

Has anyone here tried the HDFC Bank Equitas Excite Credit Card? I’ve been looking at it and wanted to know if it’s actually useful. The card charges ₹500 + GST as annual/joining fee, but if you spend ₹1 lakh in a year, the fee gets waived. Also, if you spend ₹20,000 within the first 3 months...

I mostly spend online. I want hdfc swiggy cc LTF. But I'm facing rejection despite having a cibil score of 800+. Income 50k+ (salaried MNC) with minimal spends. I have an existing idfc wow card of ~2y old. But still they rejected for non LTF one. AM I having even eligible for these swiggy...

Sbi cashback vs sbi phone pe cc? Which should i get?

Hi everyone, I currently hold 3 HDFC credit cards – Swiggy, Freedom, and UPI RuPay – all sharing a combined limit of ₹18,000. Despite multiple requests, I haven’t been able to get either a limit enhancement or a product upgrade. I’m considering closing 2 of them and consolidating the full limit...

1. If i pay utility bill (incl insurance) using phonepay sbi black cc from phonepay app, conv fee apply hoga? 2. Its cashback or reward? If reward, reward redemption fees? 3. Eligible criteria? Min income? 4. If any offline store offer that if you purchase any merchant certain amount with sbi...

Hi everyone, I'm currently exploring options for a lifetime free credit card with zero joining fees and zero annual fees for Lounge access. I prefer cards that offer decent rewards or cashback without hidden charges or usage conditions. 💳 Cards I Already Hold: HDFC Millennia Credit Card ICICI...

I am having following CC and paying LIC premium monthly. Which one is best for non transaction charges and some rewards. Flipkart axis Bank Axis bank neu rupay varient RBL paisabazzar duet Hdfc tata neu One card

Hi , Aap mein se jiske paas SBI ka Cashback card hai wo please ye check karke bataiye ki Flipkart mein "Macbook Air M4 15.3 inches 16 256" pe 10,000 ka instant discount apply ho raha hai ya nahi ? Jinke paas hai wo cart mein add karke payment page par check kariye apply hota hai 10,000 ka...

I need to make a payment of ₹3.5 lakhs using a swipe machine. I currently hold the following credit cards: SBI ELITE ICICI Shaphire AU Zenith Flipkart Axis Bank KIWI ICICI Amazon Pay IndusInd EazyDiner Airtel Axis bank Please suggest which of these cards would be most suitable for this...

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Hi All, How can I use the free night of HDFC Marriot CC to get most out of it. I mean is there any Marriot property which will be best property to get most out of that value. As I was seeing paying in cash was better than spending Marriort Points.

Hey, I want Help from from you regarding choosing my credit card Current situation - My credit Score is Bad due to some situation so want to have a secured credit card limit requirement - ₹1 Lakh Annual Charges - Not more than ₹1000 or ₹1500 i don't want a expensive one. Usage :-I will use...

I want to apply for Yes Bank RuPay KreditPe Credit Card but I want to know the probability of acceptance. - Cibil Score: 757 - Experian Score: 788 - Age: 22 - No Yes Bank Credit Card - Have Flipkart Axis Bank Credit Card with limit 35000 - Salary : 25000/Month - 9 Enquiries in last year(8 Credit...