credit card

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    Phonepay SBI Black Credit Card

    1. If i pay utility bill (incl insurance) using phonepay sbi black cc from phonepay app, conv fee apply hoga? 2. Its cashback or reward? If reward, reward redemption fees? 3. Eligible criteria? Min income? 4. If any offline store offer that if you purchase any merchant certain amount with sbi...
  2. M

    Seeking Best Lifetime Free Credit Card (Zero Joining & Annual Fees) for Lounge access

    Hi everyone, I'm currently exploring options for a lifetime free credit card with zero joining fees and zero annual fees for Lounge access. I prefer cards that offer decent rewards or cashback without hidden charges or usage conditions. 💳 Cards I Already Hold: HDFC Millennia Credit Card ICICI...
  3. C

    Paying insurance through CC

    I am having following CC and paying LIC premium monthly. Which one is best for non transaction charges and some rewards. Flipkart axis Bank Axis bank neu rupay varient RBL paisabazzar duet Hdfc tata neu One card
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    Macbook Discount by SBI Cashback card ?

    Hi , Aap mein se jiske paas SBI ka Cashback card hai wo please ye check karke bataiye ki Flipkart mein "Macbook Air M4 15.3 inches 16 256" pe 10,000 ka instant discount apply ho raha hai ya nahi ? Jinke paas hai wo cart mein add karke payment page par check kariye apply hota hai 10,000 ka...
  5. A

    Which credit card should I use to pay 3.5lakhs through swipe machine

    I need to make a payment of ₹3.5 lakhs using a swipe machine. I currently hold the following credit cards: SBI ELITE ICICI Shaphire AU Zenith Flipkart Axis Bank KIWI ICICI Amazon Pay IndusInd EazyDiner Airtel Axis bank Please suggest which of these cards would be most suitable for this...
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    💸 Master Your Money: Free EMI, FD, RD & No-Cost EMI Calculators – Live as soon as

    Bro I same i make a calculator but multiple time delete my post , if need demo Dm me , teligram user name @Connect_Make_money I’ve just launched an EPIC Financial Calculator Suite – and it’s 100% FREE for EVERYONE starting RIGHT NOW 🕙 Whether you're planning a loan, comparing EMI offers, or...
  7. S

    How to get best out of free night for HDFC Marriot CC

    Hi All, How can I use the free night of HDFC Marriot CC to get most out of it. I mean is there any Marriot property which will be best property to get most out of that value. As I was seeing paying in cash was better than spending Marriort Points.
  8. M

    Confusion Regarding Credit Card

    Hey, I want Help from from you regarding choosing my credit card Current situation - My credit Score is Bad due to some situation so want to have a secured credit card limit requirement - ₹1 Lakh Annual Charges - Not more than ₹1000 or ₹1500 i don't want a expensive one. Usage :-I will use...
  9. C

    Can I get yes Bank kredit pe rupay credit card?

    I want to apply for Yes Bank RuPay KreditPe Credit Card but I want to know the probability of acceptance. - Cibil Score: 757 - Experian Score: 788 - Age: 22 - No Yes Bank Credit Card - Have Flipkart Axis Bank Credit Card with limit 35000 - Salary : 25000/Month - 9 Enquiries in last year(8 Credit...
  10. I

    I got a Offer of LTF offer of HDFC UPI rupay Biz digital credit card

    Hello, currently I have an HDFC Swiggy credit card that I've been using for around 3 months, and now HDFC offers me their UPI Rupay Biz digital credit card for LTF, and I saw the video that says after I get an HDFC affiliate credit card, I won't get an HDFC core credit card easily, so can I go...
  11. S

    Which card to take upgrade HDFC Regalia Gold vs HDFC Marriot Bonvoy vs HDFC Dinners Black vs Axis Atlas?

    I am getting offer to upgrade my credit card none of them is free. In that scenario when my average monthly expenditure is 10k approx via CC Upggrade to which will be the best Which card to take upgrade HDFC Regalia Gold vs HDFC Marriot Bonvoy vs HDFC Dinners Black vs Axis Atlas?
  12. K

    How can I get the axis supermoney credit card?

    As of now they are giving only fd based credit card to me but I want the axis supermoney credit card without any fd. How can I get that?
  13. A

    Induslnd credit card low limit

    I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards. But when I received the card, limit was just 30k. This card isn't even...
  14. A

    Credit Utilisation limit related help

    Hi everyone, I have a **FD-backed credit card** from **SuperMoney** with a credit limit of **₹4,500**, and my **statement/bill generation date is the 1st of every month**. I activated the card on **June 10th**, so my **first bill will be generated on 1st July 2025**. Now, I have a few...
  15. S

    Important update regarding your SBI Credit Card

    Received this communication today. Posting here for better reach
  16. S

    Your Myntra Kotak Credit Card will soon be replaced – here’s what you need to know

    Kind of expected this to happen. Kotak had already planned the closure of this card way in advance when it sent the upgrade offer to Zen card about a month back to me (picture attached). I had ignored the mail back then. Then Flipkart Axis devaluation and revaluation happened and now offered 7.5...
  17. S

    Will I be able to get upgrade for HDFC Regalia Gold from Millenia?

    I have Experian score of 735 but CIBIL score is 763 and Millenia CC limit of 9.45 Lakhs and in June it will be completing 1yr. Will I be able to get upgrade to HDFC Regalia Gold from Millenia?
  18. B

    Credit Card - Reporting Date to CIBIL/EXPERIAN etc - ICICI&HDFC&SBI

    hey, im new to this CC world, very beginner. i saw a video - - posted 8months ago. now RBIs rule is to update every 15days Anyone plz tell when are those days ICICI HDFC SBI reports to credit bureaus
  19. D

    Best Cashback credit card 2025

    Guys, i need your help. I want to identify best cashback credit card with either more or no cap limit i mean suggest what transaction i should do by which credit card to get maximum cashback ? Here are my monthly and annual transaction: Monthly Transactions (Recurring Every Month)...
  20. Abhi7hek

    HDFC Swiggy credit card activation issue

    Email and Mobile Not Available Issue with hdfc Swiggy credit card Can someone please help me resolve this issue? I received the virtual card details on the email address I used during the application process. However, I'm still facing the "Email and Mobile Not Available" error. I tried...
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