credit card

  1. S

    Will the credit card utilization ratio is counted by all active cards ?

    For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ? Does it affect cibil score ? If yes Is there any other way ?
  2. N

    What if a make payment to someone else savings account by credit card by UPI do i have to my any charges?

    Do i have to pay any charges if i make a UPI transection by my Credit card to someone else bank account by scan and pay or on there phone no. and it was Savings or Current Account ? If yes then how much charges do i have to pay and how can i know about this change on my credit card ?
  3. P

    How can I optimize group flight booking?

    1. I have my wedding coming up in 2 months and I have to fly 24 people to Bangalore. I checked with Air India Express Group Booking Help Desk and they gave me a quotation of INR 7500 per pax + seat booking charges. However, they want me to pay the amount to a given bank account. I asked for an...
  4. C

    Credit card fraud

    Hi all Recently i recd a call from pnb bank to apply cc and they said Kyc can be done on call While on call o got 2 separate otp’s which i have them without reading the merchant name and sender And within 2 minutes i realized it's a scam and they chargeed my card on Amazon platform I made a...
  5. V

    CC dos and donts for first time user

    Guys i got my first hdfc cc. What are some don’ts except withdrawing cash. And do’s
  6. T

    Save annual fee on SBI Simply click card

    I am using it just to keep my credit score consistent due to history. And without using, I have to pay 500+gst on it. Is there any way to reverse without spending or save this money
  7. L

    only 1% cb on buying GC's on Tata Neu through SBI CB

    BOUGHT A ZOMATO GIFT CARD WORTH 500/- ON TATA NEU APP TO BOOST MY CASHBACK EARNINGS. BOUGHT IT THROUGH THE SBI CASHBACK CC, BUT ONLY GOT 1% cb, DOESN'T SBI GIVE 5% cb ON ALL ONLINE SPENDS OR AM I BEING TOO GREEDY ??? IS THIER ANY OTHER ALTERNATIVE THROUGH WHICH I MAY EARN ADDITIONAL BENEFITS...
  8. Abhi7hek

    Credit card utilisation ratio

    Which credit utilization amount is reflected in the credit bureau report? Is it based on the statement amount from the previous month or the total utilized credit, including the amount used after the statement is generated? For example, if my credit limit is ₹30,000 and my total used credit is...
  9. Abhi7hek

    Should I close my Amazon paylater account ?

    Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later. In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...
  10. H

    Bob snapdeal credit card + flight tickets

    I have bob snapdeal credit card. Will I get reward points of 2.5% if I book flight tickets through this card ?
  11. A

    Axis Bank Introduces Mobile OTP – A Game Changer for Secure Banking!

    🚀 Axis Bank is rolling out a new security feature – Mobile OTP! 🚀 If you use Axis Internet Banking, you know how important OTPs are for login and transactions. Until now, these OTPs were sent via SMS, but Axis Bank is now introducing Mobile OTP via the Axis Mobile App for a more secure and...
  12. A

    I have HDFC millenia ltf. Should I apply for HDFC PIXEL Rupay or Ixigo Au rupay or any other rupay ltf card?

    Which rupay credit card i should apply? My major upi spend will be on ola-uber and blinkit-zepto.
  13. Abhi7hek

    Which credit card is best for beginners: a co-branded card or a core bank card?

    Which credit card is best for beginners: a co-branded card or a core bank card?
  14. R

    Will i get cashback if i use Swiggy hdfc on someone else's Swiggy account ?

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  15. R

    Amazon ICICI CREDIT CARD

    If i use my "Amazon ICICI Credit card" on someone else's Amazon Prime account, will i get 5% Cashback or 3% Cashback. Or does it have to be our own account to get any cashback on Amazon.
  16. P

    Best credit card for UPI/FUEL/RENT PAYMENT/LOUNGE

    Which credit card offers the best returns on ₹40k rent payments, petrol, and lounge access (no spend conditions), with cashback in money form? Like currently i have SBI Cashback Card (5% on online in form of money ); also, please suggest the best RuPay credit card?
  17. A

    Fuel card

    I am unsure which fuel card to choose; Indian Oil is the nearest petrol pump, and my monthly fuel spending is approximately 3,000.
  18. B

    ICICI Alumni cc

    I am eligible for ICICI Rubyx cc under alumni program. But I have some doubts: ICICI credit cards are not serviceable in my pincode. I asked the icici alumni cc support and was advised to apply for the card by visiting the nearest icici branch (offline). so has anyone applied under this alumni...
  19. P

    Need help to choose credit card for students

    Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?
  20. G

    Pre-Approved CC over a call

    I am keep getting calls from some 3rd party claiming to be employee from Indusind bank. They offer some pre-approved credit card fir LTF. They ask for following details *Processing ditels* Pan no:- Email ID:- Date of birth:- Company name:- Net salary:- Adhar link number:- Current resident pin...
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