credit card

  1. M

    high approval rate credit

    hi guys, with credit card approval rate is high now
  2. M

    regarding past credit card enquiry

    Hi guys, I had 12 credit inquiries over the past 3 years. Does an increase in inquiries affect my credit score/CIBIL score?
  3. H

    HDFC Rejecting Any Credit Card

    I have applied for HDFC Swiggy Card on October and it showed "we don't have any offer for you" when I approched customer support for the reason, they suggested me to apply through branch and there also after submitting all documents noting happend not even a rejected mail came. And Today when I...
  4. B

    Can I get credit card on itr without bank transaction?

    I have 2 year itr , on bank there is no transaction or only minimum transactions can I still get credit card?
  5. S

    Upgrade HDFC credit card

    I have HDFC Indigo 6E Rewards Life time free credit card. But I want HDFC millenia credit card. I raised queries multiple times to upgrade but every time I am getting same reply that you will get offer in few days and wait for sometime. I am waiting since 1 year now and not getting any upgrade...
  6. A

    Electricity Bill Discount

    In my home i recieved 1 Lac rs approx light bill. Which is the best way to earn discount or cashback or reward points please someone tell me
  7. G

    Best Credit Card for Movie Ticket Bookings

    Best Credit Card for Movie Ticket Bookings
  8. SrijitTN

    How to receive payment from credit card?

    I am a distributer in agricultural seeds, pesticides and weedicides, varying different GST rates. I have customers who want to make payments via rupay, visa or mastercard credit and debit cards for which I use paytm to receive money but the issue is paytm charges upto 2% for credit cards. Since...
  9. D

    Urgent: HSBC Issued Me Live+ Credit Card Then Closed It Abruptly! What should be my further steps?

    I’ve been an HSBC customer for over a year with a Platinum LTF credit card (₹2 lakh limit). Recently, I applied for the HSBC Live+ card due to its cashback and lounge benefits. The card was issued with a ₹1.47 lakh limit. After receiving the card, an address verification call was conducted...
  10. tirthdeo

    Suggest me best rupay credit card for upi transaction and cash back?

    Except ❌❌❌❌❌ kiwi and Yes Bank credit card,❌❌❌❌
  11. Y

    Best Credit Card for Movies, dining, flights for salary < 50000

    Best Credit Card for Movies, dining, flight tickets and lounge access domestic for a salary < 50000 hi, I am looking for a credit card for my girlfriend whose current salary is right now < 50000. can anyone suggest to me the best cc cards in hdfc bank or axis bank. Regards Amar Singh
  12. P

    Regarding Credit Card Default

    Hello Dear Bekifaayati Members, Pranav here, I have an Hdfc Bank Credit Card and I have defaulted it by not paying the dues, because of some financial issue's. But, as I seen on the onescore app, the account status shows as "written-off" My cibil score is drastically fall down to 568 of CIBIL...
  13. H

    HSBC Credit Limit Enhancement offer

    I received an offer to increase the credit limit on my HSBC Platinum Credit Card from 5.4 L to 8.05 L. However, this is not my primary card and is only used for specific offers. My primary card is the Regalia Gold, which has a credit limit of 5.41 L. I’m seeking advice on whether I should...
  14. D

    When does SBM Bank share credit scores with the credit agencies ?

    Same as title
  15. B

    CreditCard Payment before billing

    Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?
  16. M

    Way to pay JDVVNL Electricity Bill monthly.

    My Jodhpur Vidyut Vitran Nigam Limited (JDVVNL) electricity bill gets generated after every two months. Is there any way to pay this bill on monthly basis. The reason for this is that i have Airtel Axis Bank credit card and it gives 10% cashback on electricity bill payment with a capping of 250...
  17. B

    Bypass vendor restrictions on Rupay credit cards

    I have a business vendor which charges 1.5% on credit card payments; even disabled the use of Rupay credit cards via UPI transactions. Monthly payment to this vendor is around 1-2 Lakhs. Is there any workaround to it? So that I pay by any credit card and doesn't get charged 1.5% fee or overall...
  18. R

    So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. Is it a fraud?

    So i got a call from someone who offered me LEGEND credit card of IndusInd Bank with a fairly high limit as LTF. After that he asked me if i had credit cards of other banks. I told him that i had recently acquired an Axis bank credit card and so im not interested in applying for another one...
  19. G

    Suggestion to make Axis Flipkart Card lifetime free

    Suggestion to make Axis Flipkart Card lifetime free
  20. U

    Bargaining for better credit card limit on opening salary account

    I have a credit card with a limit of 7k and a cibil of 780+. I recently joined a job and opened a salary account they are asking me to take a credit card with annual charges. That too a entry level card. How can I bargain for a better card limit ~1.2L as my salary is ~40k per month and I have...
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