For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ?
Does it affect cibil score ?
If yes Is there any other way ?
Do i have to pay any charges if i make a UPI transection by my Credit card to someone else bank account by scan and pay or on there phone no. and it was Savings or Current Account ?
If yes then how much charges do i have to pay and how can i know about this change on my credit card ?
1. I have my wedding coming up in 2 months and I have to fly 24 people to Bangalore. I checked with Air India Express Group Booking Help Desk and they gave me a quotation of INR 7500 per pax + seat booking charges. However, they want me to pay the amount to a given bank account. I asked for an...
Hi all
Recently i recd a call from pnb bank to apply cc and they said Kyc can be done on call
While on call o got 2 separate otp’s which i have them without reading the merchant name and sender
And within 2 minutes i realized it's a scam and they chargeed my card on Amazon platform
I made a...
I am using it just to keep my credit score consistent due to history. And without using, I have to pay 500+gst on it. Is there any way to reverse without spending or save this money
BOUGHT A ZOMATO GIFT CARD WORTH 500/- ON TATA NEU APP TO BOOST MY CASHBACK EARNINGS. BOUGHT IT THROUGH THE SBI CASHBACK CC, BUT ONLY GOT 1% cb, DOESN'T SBI GIVE 5% cb ON ALL ONLINE SPENDS OR AM I BEING TOO GREEDY ??? IS THIER ANY OTHER ALTERNATIVE THROUGH WHICH I MAY EARN ADDITIONAL BENEFITS...
Which credit utilization amount is reflected in the credit bureau report?
Is it based on the statement amount from the previous month or the total utilized credit, including the amount used after the statement is generated?
For example, if my credit limit is ₹30,000 and my total used credit is...
Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later.
In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...
🚀 Axis Bank is rolling out a new security feature – Mobile OTP! 🚀
If you use Axis Internet Banking, you know how important OTPs are for login and transactions. Until now, these OTPs were sent via SMS, but Axis Bank is now introducing Mobile OTP via the Axis Mobile App for a more secure and...
If i use my "Amazon ICICI Credit card" on someone else's Amazon Prime account,
will i get 5% Cashback or 3% Cashback.
Or does it have to be our own account to get any cashback on Amazon.
Which credit card offers the best returns on ₹40k rent payments, petrol, and lounge access (no spend conditions), with cashback in money form? Like currently i have SBI Cashback Card (5% on online in form of money ); also, please suggest the best RuPay credit card?
I am eligible for ICICI Rubyx cc under alumni program. But I have some doubts:
ICICI credit cards are not serviceable in my pincode. I asked the icici alumni cc support and was advised to apply for the card by visiting the nearest icici branch (offline). so has anyone applied under this alumni...
Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?
I am keep getting calls from some 3rd party claiming to be employee from Indusind bank.
They offer some pre-approved credit card fir LTF.
They ask for following details
*Processing ditels*
Pan no:-
Email ID:-
Date of birth:-
Company name:-
Net salary:-
Adhar link number:-
Current resident pin...