credit card

  1. B

    Credit Card - Reporting Date to CIBIL/EXPERIAN etc - ICICI&HDFC&SBI

    hey, im new to this CC world, very beginner. i saw a video - - posted 8months ago. now RBIs rule is to update every 15days Anyone plz tell when are those days ICICI HDFC SBI reports to credit bureaus
  2. D

    Best Cashback credit card 2025

    Guys, i need your help. I want to identify best cashback credit card with either more or no cap limit i mean suggest what transaction i should do by which credit card to get maximum cashback ? Here are my monthly and annual transaction: Monthly Transactions (Recurring Every Month)...
  3. Abhi7hek

    HDFC Swiggy credit card activation issue

    Email and Mobile Not Available Issue with hdfc Swiggy credit card Can someone please help me resolve this issue? I received the virtual card details on the email address I used during the application process. However, I'm still facing the "Email and Mobile Not Available" error. I tried...
  4. J

    By mistake (due to a glitch in a repayment app), short payment of 1000 in Credit Card.

    Hi all, I recently paid my credit card bill. The total due was around ₹33,000, and the minimum due was about ₹2,400. However, the app I used showed ₹32,000 as the amount to be paid before the due date (30th April 2025), so I ended up paying ₹1,000 less by mistake of the payment app (I already...
  5. M

    [CREDIT CARD RECOMMENDATION + SCORE CONFUSION | Need Suggestions 🙏]

    I’m planning to apply for a new unsecured credit card and wanted some help Last credit card (closed voluntarily) had a ₹90,000 limit over a year now one of the worst decisions i made my CIBIL score dopped heavily but now its 779 i have a Doubt - IF now i apply any new unsecured credit card...
  6. P

    The Truth Behind Credit Card Rent Payments in India

    Paying rent is a significant monthly expense for many individuals in India. With the use of digital payment platforms and the widespread use of credit cards, many tenants are exploring the option of paying their rent using credit cards. this situation comes when tenant have lack of money, only...
  7. B

    Best Credit card for marriage expenses

    I was checking and I see there are no posts on this. Can anyone give some ideas for best credit card which I can use for marriage expenses. Which can give good points.
  8. C

    IDFC Millennia Application Acceptance

    Hi Community, I wanted to know that if I apply for IDFC Millennia LTF Card will I get the card or not. I don't have an bank account at IDFC Bank. My HDFC Swiggy Application Was Declined 4 Months ago CIBIL: 725 EXPERIAN: 822 SALARY: 25000 Per Month
  9. I

    How I can apply hdfc bank credit card

    I received my first HDFC Swiggy credit card about 20 days ago with a 20k limit, however I need a core credit card from HDFC Bank, but when I apply for one, it displays me this, which is not even affiliated with HDFC. Also, I received two IDFC cards on April 1st, Power+ and Swyp, and now I want...
  10. S

    Best method to redeem IDFC First Bank CC reward points to get most value out of it?

    I am using IDFC First Bank wealth credit card. Which is the best method to redeem IDFC Bank CC reward points to get most value out of it?
  11. C

    New Member Intro

    Hi ,I am from IT field and joined as a new member in this community.Need tips and suggestions for investing and on rupay credit card (upi payment online/offline,cashbacks) . Your suggestions are welcome. Thankyou I have been researching regarind kiwi,jupiter,tata nue ,hdfc milllenia,milestone...
  12. M

    Cancellation of HDFC Pixel Card

    Hello everyone, 1. I have HDFC Pixel Card(LTF) and shared limit with HDFC Freedom Card. After i felt its useless and wanted to close it, Once its closed, will my limit increased on Freedom Card? 2. I've 3 Credit Card of Axis Bank(Airtel, Flipkart and Rewards) and sharing one limit of 90k...
  13. P

    Best utility bill payment platform

    Can anyone suggest me an utility bill payment platform that charges zero convenience fee on credit card payments. Till now i am using Flipkart pay but now they no longer accept credit card for payments
  14. S

    Rupey CC from CashCaro

    Hello guys, Do any of you is aware of this offer where one can apply CC and get 1100 Cashback. Please suggest.
  15. TaxWiser

    🚨 7 Ways to Get a 'Hi There' from the Tax Department 🚨

    Wondering how the tax department decides to send you a notice? Here’s a breakdown of the key transactions, especially focusing on cash and online dealings. Better safe than sorry, right? 😉 Let’s go: 1️⃣ Big Fat Purchases (Cash or Online): If you spend ₹10 lakh or more to buy a car—whether in...
  16. B

    Should I keep my Millennia CC

    I have the below cards and I want to close a few and keep only the ones which are actually useful! Can you people put your thoughts into it? 1. Amazon ICICI - This is the standard card i use only for amazon transactions. I am planning to keep it as it is only ON INVITE 2. HDFC Swiggy - This is...
  17. S

    Will the credit card utilization ratio is counted by all active cards ?

    For example - I have 3 credit cards with total 3.75 lakhs limit each with 1.25. Now if i use for buying product of 1.25 lakhs on EMI by any 1 card how does the credit utilization ratio calculated ? Does it affect cibil score ? If yes Is there any other way ?
  18. N

    What if a make payment to someone else savings account by credit card by UPI do i have to my any charges?

    Do i have to pay any charges if i make a UPI transection by my Credit card to someone else bank account by scan and pay or on there phone no. and it was Savings or Current Account ? If yes then how much charges do i have to pay and how can i know about this change on my credit card ?
  19. P

    How can I optimize group flight booking?

    1. I have my wedding coming up in 2 months and I have to fly 24 people to Bangalore. I checked with Air India Express Group Booking Help Desk and they gave me a quotation of INR 7500 per pax + seat booking charges. However, they want me to pay the amount to a given bank account. I asked for an...
  20. C

    Credit card fraud

    Hi all Recently i recd a call from pnb bank to apply cc and they said Kyc can be done on call While on call o got 2 separate otp’s which i have them without reading the merchant name and sender And within 2 minutes i realized it's a scam and they chargeed my card on Amazon platform I made a...
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