credit card

  1. I

    I got a Offer of LTF offer of HDFC UPI rupay Biz digital credit card

    Hello, currently I have an HDFC Swiggy credit card that I've been using for around 3 months, and now HDFC offers me their UPI Rupay Biz digital credit card for LTF, and I saw the video that says after I get an HDFC affiliate credit card, I won't get an HDFC core credit card easily, so can I go...
  2. S

    Which card to take upgrade HDFC Regalia Gold vs HDFC Marriot Bonvoy vs HDFC Dinners Black vs Axis Atlas?

    I am getting offer to upgrade my credit card none of them is free. In that scenario when my average monthly expenditure is 10k approx via CC Upggrade to which will be the best Which card to take upgrade HDFC Regalia Gold vs HDFC Marriot Bonvoy vs HDFC Dinners Black vs Axis Atlas?
  3. K

    How can I get the axis supermoney credit card?

    As of now they are giving only fd based credit card to me but I want the axis supermoney credit card without any fd. How can I get that?
  4. A

    Induslnd credit card low limit

    I received a call from induslnd bank saying that I have a pre approved offer of induslnd bank platinum mastercard credit card with limit upto 5 lakhs. I agreed for the card as I didn't know much about induslnd bank cards. But when I received the card, limit was just 30k. This card isn't even...
  5. A

    Credit Utilisation limit related help

    Hi everyone, I have a **FD-backed credit card** from **SuperMoney** with a credit limit of **₹4,500**, and my **statement/bill generation date is the 1st of every month**. I activated the card on **June 10th**, so my **first bill will be generated on 1st July 2025**. Now, I have a few...
  6. S

    Important update regarding your SBI Credit Card

    Received this communication today. Posting here for better reach
  7. S

    Your Myntra Kotak Credit Card will soon be replaced – here’s what you need to know

    Kind of expected this to happen. Kotak had already planned the closure of this card way in advance when it sent the upgrade offer to Zen card about a month back to me (picture attached). I had ignored the mail back then. Then Flipkart Axis devaluation and revaluation happened and now offered 7.5...
  8. S

    Will I be able to get upgrade for HDFC Regalia Gold from Millenia?

    I have Experian score of 735 but CIBIL score is 763 and Millenia CC limit of 9.45 Lakhs and in June it will be completing 1yr. Will I be able to get upgrade to HDFC Regalia Gold from Millenia?
  9. B

    Credit Card - Reporting Date to CIBIL/EXPERIAN etc - ICICI&HDFC&SBI

    hey, im new to this CC world, very beginner. i saw a video - - posted 8months ago. now RBIs rule is to update every 15days Anyone plz tell when are those days ICICI HDFC SBI reports to credit bureaus
  10. D

    Best Cashback credit card 2025

    Guys, i need your help. I want to identify best cashback credit card with either more or no cap limit i mean suggest what transaction i should do by which credit card to get maximum cashback ? Here are my monthly and annual transaction: Monthly Transactions (Recurring Every Month)...
  11. Abhi7hek

    HDFC Swiggy credit card activation issue

    Email and Mobile Not Available Issue with hdfc Swiggy credit card Can someone please help me resolve this issue? I received the virtual card details on the email address I used during the application process. However, I'm still facing the "Email and Mobile Not Available" error. I tried...
  12. J

    By mistake (due to a glitch in a repayment app), short payment of 1000 in Credit Card.

    Hi all, I recently paid my credit card bill. The total due was around ₹33,000, and the minimum due was about ₹2,400. However, the app I used showed ₹32,000 as the amount to be paid before the due date (30th April 2025), so I ended up paying ₹1,000 less by mistake of the payment app (I already...
  13. M

    [CREDIT CARD RECOMMENDATION + SCORE CONFUSION | Need Suggestions 🙏]

    I’m planning to apply for a new unsecured credit card and wanted some help Last credit card (closed voluntarily) had a ₹90,000 limit over a year now one of the worst decisions i made my CIBIL score dopped heavily but now its 779 i have a Doubt - IF now i apply any new unsecured credit card...
  14. P

    The Truth Behind Credit Card Rent Payments in India

    Paying rent is a significant monthly expense for many individuals in India. With the use of digital payment platforms and the widespread use of credit cards, many tenants are exploring the option of paying their rent using credit cards. this situation comes when tenant have lack of money, only...
  15. B

    Best Credit card for marriage expenses

    I was checking and I see there are no posts on this. Can anyone give some ideas for best credit card which I can use for marriage expenses. Which can give good points.
  16. C

    IDFC Millennia Application Acceptance

    Hi Community, I wanted to know that if I apply for IDFC Millennia LTF Card will I get the card or not. I don't have an bank account at IDFC Bank. My HDFC Swiggy Application Was Declined 4 Months ago CIBIL: 725 EXPERIAN: 822 SALARY: 25000 Per Month
  17. I

    How I can apply hdfc bank credit card

    I received my first HDFC Swiggy credit card about 20 days ago with a 20k limit, however I need a core credit card from HDFC Bank, but when I apply for one, it displays me this, which is not even affiliated with HDFC. Also, I received two IDFC cards on April 1st, Power+ and Swyp, and now I want...
  18. S

    Best method to redeem IDFC First Bank CC reward points to get most value out of it?

    I am using IDFC First Bank wealth credit card. Which is the best method to redeem IDFC Bank CC reward points to get most value out of it?
  19. C

    New Member Intro

    Hi ,I am from IT field and joined as a new member in this community.Need tips and suggestions for investing and on rupay credit card (upi payment online/offline,cashbacks) . Your suggestions are welcome. Thankyou I have been researching regarind kiwi,jupiter,tata nue ,hdfc milllenia,milestone...
  20. M

    Cancellation of HDFC Pixel Card

    Hello everyone, 1. I have HDFC Pixel Card(LTF) and shared limit with HDFC Freedom Card. After i felt its useless and wanted to close it, Once its closed, will my limit increased on Freedom Card? 2. I've 3 Credit Card of Axis Bank(Airtel, Flipkart and Rewards) and sharing one limit of 90k...
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