credit card

If I use 80% of credit card limit and convert it to EMI will it affect my credit score?

I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?

I'm planning on using my HDFC credit card for my new Samsung purchase in January. I tried multiple ways of getting my limit enhanced but didn't work. I wanted to know if my purchase value is more than my credit limit can I still buy it using EMI? If so what amount will be blocked on my credit...

Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...

Hello everyone i already have 1 bank account and wanted to open a another account so please suggest me some good account type so that i can enjoy great benefits and my second question is that i want a creditcard for only airport lounge access that should be complimentary without any condition of...

Hi. It has been almost an year I have been using hdfc Moneyback+ ltf credit card. I now have an upgrade offer to Millenia but it's not ltf. Should I upgrade or wait for Millenia ltf offer?

me 10 months se Amazon pay ICICI card use kar raha hu 80K limit hai , 60-70% utilisation hai, kya bank mujhe limit increase ka offer degi ?

I have a HDFC debit card which has lounge access but have to spend 5000 rs in previous quarter. I have a monthly SIP of 20K which is being deducted from my debit card. Does this counts in spend and will i be eligible for free lounge access.

Hello Everyone, I'm New to the Community and i Really Need Some Help. I'm 20 (21 this October), i Am Not Studying, i Buy and Sell Computers, Laptops From My House Itself, Also a Novice Trader. I have had Absolutely No Credit History and to Change that i Started with Getting a FD CC (Paisabazaar...