credit card

Good Evening everyone! I am a university student and I freelance on the side with minimal monthly income. I am looking to apply for my first card and I am looking for recommendations. My CIBIL is 753 and have not taken any credits. I did take a Amazon pay later last month and I'll pay it by 4th...

I want to maintain a credit utilization ratio between 1% and 9%. My bank, SBI, reports my utilization to credit bureaus 3 days after the due date. Bill generation date: 18th of every month Due date: 8th of the following month Reporting date: 11th of the following month If I maintain 7%...

This is my first card any tips how to use to get maximum rewards points and if in case i want money in my bank account without any charges how I can do that....

Can anyone share the Complementary golf lessons offered from credit card [indusind bank], like equipment should we carry our own or can rent there and any T&C and other upfront costs if any?

hi guys, with credit card approval rate is high now

Hi guys, I had 12 credit inquiries over the past 3 years. Does an increase in inquiries affect my credit score/CIBIL score?

I have applied for HDFC Swiggy Card on October and it showed "we don't have any offer for you" when I approched customer support for the reason, they suggested me to apply through branch and there also after submitting all documents noting happend not even a rejected mail came. And Today when I...

I have 2 year itr , on bank there is no transaction or only minimum transactions can I still get credit card?

I have HDFC Indigo 6E Rewards Life time free credit card. But I want HDFC millenia credit card. I raised queries multiple times to upgrade but every time I am getting same reply that you will get offer in few days and wait for sometime. I am waiting since 1 year now and not getting any upgrade...

In my home i recieved 1 Lac rs approx light bill. Which is the best way to earn discount or cashback or reward points please someone tell me

Best Credit Card for Movie Ticket Bookings

I am a distributer in agricultural seeds, pesticides and weedicides, varying different GST rates. I have customers who want to make payments via rupay, visa or mastercard credit and debit cards for which I use paytm to receive money but the issue is paytm charges upto 2% for credit cards. Since...

I’ve been an HSBC customer for over a year with a Platinum LTF credit card (₹2 lakh limit). Recently, I applied for the HSBC Live+ card due to its cashback and lounge benefits. The card was issued with a ₹1.47 lakh limit. After receiving the card, an address verification call was conducted...

Except ❌❌❌❌❌ kiwi and Yes Bank credit card,❌❌❌❌

Best Credit Card for Movies, dining, flight tickets and lounge access domestic for a salary < 50000 hi, I am looking for a credit card for my girlfriend whose current salary is right now < 50000. can anyone suggest to me the best cc cards in hdfc bank or axis bank. Regards Amar Singh

Hello Dear Bekifaayati Members, Pranav here, I have an Hdfc Bank Credit Card and I have defaulted it by not paying the dues, because of some financial issue's. But, as I seen on the onescore app, the account status shows as "written-off" My cibil score is drastically fall down to 568 of CIBIL...

I received an offer to increase the credit limit on my HSBC Platinum Credit Card from 5.4 L to 8.05 L. However, this is not my primary card and is only used for specific offers. My primary card is the Regalia Gold, which has a credit limit of 5.41 L. I’m seeking advice on whether I should...

Same as title

Example if my cc limit 100000 and I spend 1000 and paid this spend amount before bill generation. Q. Still this 1000 amount will show in my credit utility on next cibil report?

My Jodhpur Vidyut Vitran Nigam Limited (JDVVNL) electricity bill gets generated after every two months. Is there any way to pay this bill on monthly basis. The reason for this is that i have Airtel Axis Bank credit card and it gives 10% cashback on electricity bill payment with a capping of 250...