credit card

Which credit utilization amount is reflected in the credit bureau report? Is it based on the statement amount from the previous month or the total utilized credit, including the amount used after the statement is generated? For example, if my credit limit is ₹30,000 and my total used credit is...

Recently, I got a RuPay-based credit card. Earlier, I used to pay for utility bills and some online purchases through Amazon Pay Later. In the OneScore application, I received a prompt suggesting that I close risky accounts with the lowest balance, i.e., Amazon Pay Later, to improve my credit...

I have bob snapdeal credit card. Will I get reward points of 2.5% if I book flight tickets through this card ?

🚀 Axis Bank is rolling out a new security feature – Mobile OTP! 🚀 If you use Axis Internet Banking, you know how important OTPs are for login and transactions. Until now, these OTPs were sent via SMS, but Axis Bank is now introducing Mobile OTP via the Axis Mobile App for a more secure and...

Which rupay credit card i should apply? My major upi spend will be on ola-uber and blinkit-zepto.

Which credit card is best for beginners: a co-branded card or a core bank card?

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If i use my "Amazon ICICI Credit card" on someone else's Amazon Prime account, will i get 5% Cashback or 3% Cashback. Or does it have to be our own account to get any cashback on Amazon.

Which credit card offers the best returns on ₹40k rent payments, petrol, and lounge access (no spend conditions), with cashback in money form? Like currently i have SBI Cashback Card (5% on online in form of money ); also, please suggest the best RuPay credit card?

I am unsure which fuel card to choose; Indian Oil is the nearest petrol pump, and my monthly fuel spending is approximately 3,000.

I am eligible for ICICI Rubyx cc under alumni program. But I have some doubts: ICICI credit cards are not serviceable in my pincode. I asked the icici alumni cc support and was advised to apply for the card by visiting the nearest icici branch (offline). so has anyone applied under this alumni...

Hello sir/mam, I'm Purnesh an Engineering student, I'm 21 and I'm looking for some credit cards which are best for students, it can be any type of credit card, could you suggest us students best credit card that we can get?

I am keep getting calls from some 3rd party claiming to be employee from Indusind bank. They offer some pre-approved credit card fir LTF. They ask for following details *Processing ditels* Pan no:- Email ID:- Date of birth:- Company name:- Net salary:- Adhar link number:- Current resident pin...

Hi Community, Can anyone suggest the best way (or a better/new Credit Card) specifically for add-on members free lounge access. This is primarily only for Domestic India travel. Travel would be twice a quarter. Currently I have SBI Prime. (Happy to hear about a new CC as well, even if it is...

(Those who don't know super Credit card) SuperMoney Credit card is FD(Fixed Deposit) based Credit card in other words it's Credit card against your fixed deposit. It provided by Utkarsha Small Finance Bank partnership with SuperMoney by Flipkart. Main advantage of this card is that your FD start...

Can you please suggest me some of the best FD based credit cards (rupay ones only). Please also tell me what are their benifits over other. I want it to make my cibil more impactful.

Hey can you tell me that i hdfc bank telling to show your income proof for biz credit card than what type of income proof i need to show to them as i filled my itr of 5 lakhs and i share my consolidation itr of last 3 years but still they are asking againg for uplode your income proof document...

Good Evening everyone! I am a university student and I freelance on the side with minimal monthly income. I am looking to apply for my first card and I am looking for recommendations. My CIBIL is 753 and have not taken any credits. I did take a Amazon pay later last month and I'll pay it by 4th...

I want to maintain a credit utilization ratio between 1% and 9%. My bank, SBI, reports my utilization to credit bureaus 3 days after the due date. Bill generation date: 18th of every month Due date: 8th of the following month Reporting date: 11th of the following month If I maintain 7%...

This is my first card any tips how to use to get maximum rewards points and if in case i want money in my bank account without any charges how I can do that....