credit card

  1. sayandeb

    Best Credit Card for me as a student.

    Hello @TaxWiser 👋 I have just turned 18 years and planing to make a FD (in HDFC) with such a good amount (I opted for FD because I can't take risk here, so please no judgment on this 😅). And thereafter against that FD I'm sure I will get a Credit Card against it for a limit of ₹6 lakhs+. But...
  2. N

    Low CIBIL Score as Credit Card got Phished

    Hello Bekifaayatians, In 2019, I was a diligent credit card user with a Standard Chartered Bank (SCB) credit card. I consistently made timely payments and had a spotless payment history. However, a fraudulent transaction occurred on my card, leading me to immediately report it to SCB's customer...
  3. H

    applied for IDFC FIRST WOW credit card (fd 25000INR) now i'm facing problem

    i applied for idfc first wow credit card and have done my VKYC , it's been an hour now i have already submitted INR25000 as FD amount but yet got no proper response , i got the application status tracking no but it is showing SOMETHING WENT WRONG , TRY AGAIN . whenever i try to login . i also...
  4. T

    Unable to apply airtel axis card tried 2 times

    I tried to apply for Airtel axis card 2 times 3 months apart but was not able to get it I do need the card as I am an active airtel black customer I don't have a Axis bank account but I have a good cibil score 750+ I was planning to get a FD is it a good idea to get a Axis Bank fd to get the...
  5. VAIBHAV07

    NEED SUGGESTIONS REGARDING IDFC POWER+

    Hey, I recently got my first credit card from IDFC Bank without any Cibil score, which is yet to be delivered. And today an IDFC representative called me for a pre-approved IDFC Power+ card (500 Rs annual charges with 500 cashback). So my question is, should I go for a second card so that it...
  6. M

    Credit card portfolio advise 🙏Thanks in advance ☺️

    I have following.. 1. IRCTC SBI platinum (LTF) since 5 years 2. ICICI coral LTF since 4 years 3. Amazon ICiCi 4. HDFC millenia 999fees 3 years 5. Axis vistara signature 2 years 3000 fees 6. Airtel axis 499 fees recently purchased 7. Hsbc platinum LTF 8 . Idfc select LTF 9. IDFC power plus 499...
  7. G

    Suggest me best credit card for fuel

    Suggest me best credit card for fuel free and paid both types
  8. M

    Which bank gives fastest pre approved loan offer on credit card?

    Please help
  9. M

    Zet magnet sbm credit card effect on Cibil score

    Does zet magnet sbm credit card considered as Secured loan or unsecured loan in Cibil report
  10. S

    I got this message for SBI credit card what should I do?

    What should I do?
  11. spideyyy

    Credit score generation

    Hi I have a IDFC wow credit card. I want to ask when my credit score will be generated.
  12. V

    How to generate CIBIL score

    मैने अभी तीन क्रेडिट कार्ड के लिए अप्लाई किया लेकिन तीनों रिजेक्ट हो गए क्यों कि मेरा सिविल स्कोर अभी जनरेट ही नहीं हुआ है मेरे पास hdfc का एक क्रेडिट कार्ड जो तीन महीनों से use कर रहा हु मैने कभी कोई loan नहीं लिया है,अब मुझे सिविल स्कोर जनरेट करने के लिए क्या करना पड़ेगा?
  13. V

    American Express Credit Card

    Looking forward to get my first American Express card. I'm not interested in luxury hotel benefits. Is it worth it?
  14. Sam Maxi

    HDFC Pre-Approved CC

    How Long Did it Take You Guys to Receive Pre-Approved CC Offer from HDFC, i Mean How Old Was your HDFC Account when you Received the Offer? Also was it your 1st Unsecured CC?
  15. N

    RBL Credit card

    Ratnakar Bank Limited offers reliable RBL credit cards that serve different financial needs and lifestyles. RBL credit card offers rewards, cashback, travel perks, and other attractive features. RBL is one of the private banks that is growing at a faster rate and expanding its branches...
  16. S

    HSBC Credit Card Application

    I have been trying to apply for the HSBC Credit Card for over 3 years now. But every time I apply for the card it says Resume application and when I resume it it says application already exists but neither I am getting the card nor can I apply fresh for the card. I want the HSBC lifetime free...
  17. Z

    Credit card utilisation

    If I use 80% of credit card limit and convert it to EMI will it affect my credit score?
  18. Z

    Does buying things on credit card EMI affect your credit score?

    I made a purchase of 73k as a 24 months EMI using my credit card which has an 100k Limit. Now the EMI's per month will be approx 3.6k which is less than 30% of my credit limit but the total credit blocked from card is 73k which is roughly 73% od my credit limit. Will it impact my credit score?
  19. S

    Samsung Phone on EMI

    I'm planning on using my HDFC credit card for my new Samsung purchase in January. I tried multiple ways of getting my limit enhanced but didn't work. I wanted to know if my purchase value is more than my credit limit can I still buy it using EMI? If so what amount will be blocked on my credit...
  20. T

    EMI Order cancellation but with a twist!!!

    Hi Guys I got a fascinating case today that I would like to share and get any feedback if possible. I ordered a Green Soul Gaming Chair for 13,497.06 (excluding 600 Amazon Pay Balance Cashback - Very Important to Note) on a 9-month No Cost EMI. Then after 14-15 hours, the same chair was...
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