Which was the Best Credit Card of 2023?

[Skylar]

Axis Ace, Myntra kotak and One Card

 

[KRISH#7171]

Hey Guys,
Please share Which is the Best Card of 2023 according to you and why.


View attachment 79

Amazon Pay ICICI Bank Credit Card is one of the best
Lifetime Free = No Activation / Joining Fee + No Annual Charges

Note : Only on invite basis (Based on Good CIBIL Score)

After you get Credit card
1. Apply for free 3 month Amazon Prime Membership (Rs. 2 deducts from credit card & is also refundable after 2-3 working days)
2. Use 5% cashback (comes in Amazon Pay Wallet only)
3. Cashback returns on same day OR 2-3 working days OR after successful credit card bill payment (my experience)
4. You can apply for ICICI Bank Digital Saving Account (0 Balance Account)

Cashback
5 % on Amazon Online shopping (for Amazon Prime Member)
3% on Amazon Online shopping (for Non-Amazon Prime Member)
2 % on Merchant / Shops / Other online spends
1% on other payments

 

[Skylar]

Cashback returns on same day OR 2-3 working days OR after successful credit card bill payment (my experience)

Cash Back comes after bill generation. Directly into Amazon Pay Balance.

*You can only see how much got after settlement is done in the app. you can't use it.

 

[Skylar]

You can apply for ICICI Bank Digital Saving Account (0 Balance Account)

Not true, card won't guarantee you ICICI zero balance account.
Where did you find this? Can you send the link to source of this information?

 

[Skylar]

Only on invite basis (Based on Good CIBIL Score)

I got no invitation; I applied it by myself and got it.

 

[Gogineni]

Axis Airtel card and SBI cashback card

 

[aajmera]

Hey Guys,
Please share Which is the Best Card of 2023 according to you and why.


View attachment 79

Updated hsbc cashback.

It was giving 1.5% on all transactions. Along with it, it give 10% on dining, grocery and food delivery

 

[kausikghgeol]

Hey Guys,
Please share Which is the Best Card of 2023 according to you and why.

Amazon ICICI & HDFC tata Neu Infinity

 

[mudassarfa]

TATA Neu credit card has been really good for me because I do most of the shopping online. It has provided me with good cashback and reward points. Although my expenditure increase but it's a side effect of getting a credit card

I got this as Lifetime Free. Its good to use in upi and also in card machine. And also best part of this card is you can change from rupay to visa any time. When i am travelling outsite India i call the bank and change it to Visa from Rupay as Rupay is not accepted out side India in most of the countries. Once i am back to India i call and change it back to Rupay

 

[Yash1286]

• The Axis ACE card is ideal for online spends and utility bills.
• The HDFC Millennia card stands out for shopping and online spending, offering rewards points and milestone benefits.
• Amazon ICICI Credit Card and Flipkart Axis Bank Credit Card are particularly advantageous for shopping on Amazon and Flipkart respectively, providing 5% cashback on purchases made within their respective platforms.

 

[Skylar]

• The Axis ACE card is ideal for online spends and utility bills.
• The HDFC Millennia card stands out for shopping and online spending, offering rewards points and milestone benefits.
• Amazon ICICI Credit Card and Flipkart Axis Bank Credit Card are particularly advantageous for shopping on Amazon and Flipkart respectively, providing 5% cashback on purchases made within their respective platforms.

Ace for 1.5% online

How is it best when we get 5% on SBI CB card

 

[sojupatil]

Hey Guys,
Please share Which is the Best Card of 2023 according to you and why.


View attachment 79

It depends on what category u like some people prefers :

• Reward Points
• Lounge Access
• Cashback
• No Forex Markup
• RUpay for UPI
• Fuel surcharge waver